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Just an opinion - It depends on your insurance company and upon the state - i.e., if the violation is considered a moving violation. In Iowa it is a moving violation (I was just convicted - dark road, trooper came over the hill and passed me within 3-4 seconds and I was slow on the dimmer). The conviction will be part of their point system. Your/my insurance company will pick it up when they check your driving record. Mine is too recent for the insurance company to have checked. I'll know definitely in a year or so.

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