It may or may not fall off your report in 7 years. This depends on the Statute of Limitations, which may vary from state to state. However, it usually will fall off your report along with other baddies* on your report...
* baddies: term referring to things on your credit report that bring your score down, like collections, repos, foreclosures, delinquencies, etc...
Get a copy of your credit report from all 3 credit bureaus and file a dispute with each. They have a form you can fill out. You can get free credit reports from www.annualcreditreport.com
It should be removed automatically, but sometimes the credit reporting agencies fail to remove it. If they leave it on there after 10 years, you can go to each credit reporting agency's webwsite and do a dispute form and they should remove it. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!
can these form i need be mail out to me
If a derogatory item has been removed from your credit report, it should not show up again if the situation was resolved. Contact the credit bureau and ask that it be removed.
where do i get the form for the this credit
i need all my tax credit account forms for the years of 2006,2007,2008,2009,n 2010
The plural form of credit card is credit cards.
It should, yes. However, you should check all three credit reports annually (which you can do for free) to make sure the reporting is fair and accurate. Many times it's not. If that's the case, fill out a dispute form with the bureau(s) incoorectly reporting the information.
The verb for regaining possession is repossess; the noun form is repossession; the adjective form is repossessed.
It stays 7 years from the date of the late payment that caused it to be reported to the collection agency, even if you pay it off. In accordance with HIPAA, your medical information may be reported for purposes of collecting on an UNPAID medical bill. Once the medical bill is paid, there is no longer a permissible purpose for divulging your medical information. Therefore, a paid medical bill should automatically be removed form your credit file in accordance with HIPAA.
Not sure what you are wanting. Do you need a vehicle repossessed?
No. Some are in the form of a credit line or commercial credit line and no amount is recited in the instrument.No. Some are in the form of a credit line or commercial credit line and no amount is recited in the instrument.No. Some are in the form of a credit line or commercial credit line and no amount is recited in the instrument.No. Some are in the form of a credit line or commercial credit line and no amount is recited in the instrument.