If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
Each insurance company has its own "underwriting guidelines" (i.e. the rules that state when they should issue a policy). Unless you caused the fire, the insurance companies will most likely only be concerned with whether the damage has been completely repaired.
You don't need to start an Insurance Company to Self Insure. Self Insurance is defined by the absence of an Insurance Company. A self Insurer simply retains the risk of a loss. If you have a group of individuals who are wanting to Self Insure then what you will Want to Start Is a "Risk Rentention Group". Risk retention Groups are licensed by your Local Insurance Regulating Authority. You should contact them regarding rules and regulations for "Risk Retention Groups".
NO, not unless it is a total loss. If your house is being repaired by your insurance policy you must continue to make your mortgage payments.
Your insurance policy will insure you in case of a physical loss, such as a theft or a fire.
Benajmin Franklin was resposible for the first fire company and fire insurance company.
Yes, If you have already restored and repaired the home you will have no problem getting it insured again.
Townsend Farmers' Mutual Fire Insurance Company was created in 1879.
United States Fire Insurance Company of New York was created in 1824.
Liberty Mutual Fire Insurance Company
Some insurance companies offer theft insurance. If you have theft insurance, you will be compensated in the event a burglar steals your personal items. Fire insurance is another option. This insurance compensates you in the event of a fire. Contact your current insurer to see if they offer theft insurance, fire insurance, or another form of protection for your belongings.
The parent company is Nationwide Mutual Insurance, an Ohio domiciled mutual insurance co.