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It depends on what your saying. Was the intentional act, an act of the insured or was the insured the victim of a crime willfully caused by another.

If you are the victim of a crime then your insurance may cover your losses. If so, your loss would not be covered under the liability portion of your own policy though, it would be covered under your comprehensive coverage. A person can not be liable to oneself.

Losses and damages that arise from the Intentional acts, Criminal actions, Wanton negligence etc. of the insured are typically excluded from an insurance policy.

Insurance is designed to cover unforeseen losses, accidental losses and catastrophic losses not willfully inflicted by the insured.

Insurance would never be able affordable to anyone if it was expected to cover willfully inflicted losses of an insured.

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โˆ™ 2013-01-24 19:54:53
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Q: Will an insured liability cover damages and injuries caused by an intentional criminal act?
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Does liability insurance cover a stolen car?

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If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.

What is meant by the term civil liability?

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Technically, the unintentional injuries are damages to ones body that occurred by error. The intentional injuries are often self-inflicted injuries, although putting yourself in harms way would qualify. Often the nature of the injuries are different.

What are damages and their classifications in law of tort?

Damages is a general term that can be used to describe the harm caused by a tort and can also be used to describe the compensation awarded to the person who suffered that harm. When it describes the actual harm, it refers to a physical, mental or out-of-pocket money losses as a result of the tort. When it describes the compensation for the harm there are 2 types, compensatory damages and punitive damages. Compensatory damages compensate the injured person for the injuries suffered as a result of accedental or intentional torts. Punitive damages punish the person committing the intentional tort. For intentional torts, both compensatory and punitive dameages may be awarded.

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If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

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What does liability mean?

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According to SmartServe Ontario, it's the payment of damages, criminal charges and convictions, and fines issued by the Board of Trade. Hope this helps!

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Does everyone who drives a truck need truckers insurance?

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