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Answered 2013-01-24 19:54:53

It depends on what your saying. Was the intentional act, an act of the insured or was the insured the victim of a crime willfully caused by another.

If you are the victim of a crime then your insurance may cover your losses. If so, your loss would not be covered under the liability portion of your own policy though, it would be covered under your comprehensive coverage. A person can not be liable to oneself.

Losses and damages that arise from the Intentional acts, Criminal actions, Wanton negligence etc. of the insured are typically excluded from an insurance policy.

Insurance is designed to cover unforeseen losses, accidental losses and catastrophic losses not willfully inflicted by the insured.

Insurance would never be able affordable to anyone if it was expected to cover willfully inflicted losses of an insured.

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