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No, your credit will be fine.

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โˆ™ 2006-02-25 16:45:12
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Q: Will buying a car with your Visa hurt your credit rating even if the Visa bill is paid in full and on time?
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Will not paying cell phone bill affect credit rating?


Do you have to pay a toliet bill?

If you purchased a toilet on credit, and then receive a bill for payment, yes, you must pay it. If you do not, it can be sent to collections, which will harm your credit rating and can lead to a civil lawsuit.

Does a visa pay as you go card build your credit?

no, it does not.Depends - there are pay as you go visa or the so called prepaid debit cards, which have features that allow you to build credit over period. For example - with AccountNow Prepaid Visa or master card: http://www.accountnow.comyou could be eligible to build credit history if you sign up for Direct deposit and bill pay with your debit card, as all your bill payments get reported to the major credit bureaus.

What are the main advantages offered by the Target VISA credit card?

The main advantages of having a Target VISA credit card are 5% off your purchases, free shipping from the Target website and free online bill payment.

How can one build up a credit rating?

In order to build up a credit rating one has to obtain a credit card first. Every time one uses a card, loses it, is being refused to get a card, pays a bill late the information is being gathered and turned into one's credit rating. Building up a credit rating can be done by using a 'Secured Credit Card'. One has to use the card regularly and pay off the bills monthly.

Can I get a bank account with royal bank visa?

You can get a bank account with royal bank visa if you have a drivers license and another form of I'd such as a phone bill. You must also have good credit in order to obtain this card checklists your local credit report agency to confirm your credit score

What are a few tips to increase a person's credit report rating?

There are many tips to increase a person's credit report rating. Some of them are pay their bill on time, keep the credit card balance low, avoid access inquiries,avoid bankruptcy and many more.

Where can one get a free credit rating check?

A credit check includes information on where one lives, their credit and bill payment history. One can receive a free credit report yearly from Equifax, Experian or TransUnion.

When you settle on a credit card bill how does it effect your credit rating?

Credit card bills affect the credit rating in that the late payments will show on the report and points will be counted against you. Once you have paid, make certain that the three credit reporting companies note that it has been paid; eventually the account will age and become a positive for you. This is since it will show available credit that you are not using.

Should you pay off your 3 year old phone bill that shows up on your credit report from the credit bureau?

Absoutely! Any unpaid bill on your credit report will lower your credit rating, and can result in financial institutions refusing you loans, as well as credit card companies not approving you for any credit cards you may apply for. It will also result in your interest rate being raised on any you may already have. And there are some companies that, when you apply for a job with them, will not hire you if you have a poor credit rating. And, last but not least, it's the right thing to do.

Will adding an authorized user with bad credit to your credit card effect your credit rating?

NO. IT wILL BE NOTED AS "A" FOR AUTHORIZED USER ON THAT persons credit file. it does does not increase or decrease your credit score. It should boost theirs in you pay the bill on time. JUDE KAGABINES LEXINGTON SC

What is the difference between Bill to and Ship to addresses?

The Bill To address is the address associated with your credit card. The Ship To address is where the thing you're buying actually needs to go.

Where might one go to obtain a credit card for teens?

Bill My Parents is a site that makes it easy and safe for teens and young adults to use a credit card because it is prepaid. Visa also has a similar deal with no credit risk.

What credit cards are accepted by ATandT when paying for teleconference calls?

The AT&T Teleconference service accepts a number of credit cards. These include Visa, MasterCard, Discover/NOVUS and American Express. The charges will show on an individuals credit card bill.

When you buy a phone from att how do you pay And you have an upgrade and want to get an iPhone do you have to use a credit card or add it to the bill And your buying it over the phone?


Will nonpayment by a credit card holder effect credit rating of authorized user on account?

NO. Only the primary and/or joint owners are responsible for paying the owed balance, even if all charges were accrued by an authorized user. They are also the only ones 1) held accountable if the bill is not paid and 2) whos credit rating is affected.

What is the difference between debit and visa card?

A debit card is a card that is connected to your bank account. If you pay with your debit card, your purchases will be charged to your bank account. A visa card is usually an unsecured credit card. When you pay with a credit card, the issuer pays for your purchases and the issuer will bill you for the purchases with additional interest for using their services. In other words, your purchases are on credit.

How do you pay for stuff online?

With a credit card, check, bill, or paypal. Everything is transfered electronically from your bank account to the company you're buying from.

How can I pay my visa bill online?

Paying visa bills online is a very quick and simple process. This site outlines what you need to do:

Where should a payment be sent for a department store credit?

It depends on what store and what credit plan you have. If it is a credit card company like VISA or MasterCard: When most credit card companies send you a bill, they enclose a return envelope that already has the address printed on it. If they don't supply the envelope, they will at least have the address somewhere with the bill. If you have a credit agreement with a specific store and you are just supposed to send the payment without receiving a monthly bill, they should have given you the address when you took out the loan. If not, go back to the store and ask them.

Should i put a balance on inactive cards to improve my credit?

To improve your credit rating spend at least $10/month on your card(s) and pay it/them off in full within fifteen days of receiving your monthly bill.

What does psv stand for on credit card bill in front of a bill?

PSV stands for "publishing services," indicating that the charge is for a newsletter service. Following that is the name of the publication. In general, the PSV designation appears only on Visa card statements.

Report an unpaid bill to credit bureau?

How do I report an unpaid bill to a credit bureau?

Is there a Tax credit for washer and dryer?

Unfortunately there is no credit for washers and dryers. There are for other appliances with an energy star rating (HVAC, insulation, solar panels, roofs) though. A bill was submitted to include washers and dryers, but was never passed.

If you don't pay your credit card bill in the US can you be tracked to UK?

US based credit reporting agencies Experian, Transunion and Equifax operate in the UK. You bad credit rating in the US woul dbe visible to UK vendors who run a report on you through these agencies.