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Will canceling warrenties on a new car lower the finance rate?

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2009-05-27 19:36:41
2009-05-27 19:36:41

Check with financing company

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Yes this could sometimes be true, its good to check around for the best rate but also when you go to finance if you put down a larger payment up front this can usually get you a lower finance rate.


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There are several good ways to finance a boat purchase. If the boat is new, someone would have a better chance of getting a lower finance rate. Also, getting a small loan and paying on the boat with the most money you can will keep your finance rate down.


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An American veteran looking for a lower finance rate would be best to do his research in all venues to get the best chance of finding the best deal. He should call his bank or financial institution, as well as competitors.


That all depends on your credit score. Companies tend to offer loans of lower interest rates to individuals they deem at lower risk of defaulting on a loan. If you have a very good credit score then yes you should be able to finance a loan with a good interest rate.


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Having a high interest rate greatly affects the account it belongs to. It will add up to high finance charges which will increase the balance, increase the monthly payment, and lower the amount of the payment that applies to the principle.


finance charges are imposed on unpaid balances each month. To determine the monthly finance charge rate, the annual rate is divided by 12


To refinance is to re-finance (or finance again) an existing debt to change the terms by either lowering the rate of interest, taking additional equity out of the asset with the new, replacement loan or change the term making the new loan either longer (to lower the payment) or shorter (typically to lower the overall cost of the loan). Or it could be a combination of any or all of these goals that a loan replacement or re-finance would achieve.


A student should look into a fixed rate student loan in case the rate is lower than the variable rate. If it is lower, it is best to take the fixed rate. That way, if the variable rate goes up later on, you'll still get that lower, fixed rate.


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There are several times during the year that someone can find low rate mortgages. There are times during the year when the housing markets are down, so finance companies will be more willing to give a lower mortgage rate at these times, like in fall and winter.


Buying a vehicle in Cincinnati depends on where you live. Hamilton county has a 6.5% sales tax rate. thus, if you paid $10,000 for a car, the sales tax would be $650. If you live in a county with a higher or lower sales tax, you tax rate will be changed to your county tax rate. If you live out of state, you will be charged your local tax rates. Dealers also add sales tax to any extra add on's, as well, such as accessories, doc fee's, warrenties, etc. Hope this helps...


In most cases, the interest rate on a new car loan is lower than the interest rate on a used car loan. This is the due to the fact that most borrowers will keep the new car longer than a used one.


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You can find information about the average credit card interest rate online at websites such as Bankrate and My Credit Union. You can find information on how to lower your current credit card interest rates at the Daily Finance website.



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