If you are working with large comapnies they will generally require that you have insurance. Their specific demands may vary but typically you will see the following:
General Liability Professional Liability Worker's Compensation (If you are a sole proprietor it is generally not necessary) Automobile liability ($1 million is common)
** If you were selling a product to these companies you speak of a GL policy would suffice to CYA for product related claims for BI & PD however the instant you tell the insurance carrier your operations are not product related but service oriented (acting as a consultant) they will slap a "professional services" exclusion on your GL policy before you can blink. This exclusion erases any coverage you might have had for claims against your company for services performed for a fee.
You'll need to secure a Professional Liability policy OR E&O depending upon the exact category / scope of your operations to provide your firm with coverage for consulting work.
If the consulting is done as an added service to facilitate the sale of your product then this whole dilemma can sometimes be resloved without the need to purchase a separate PL or E&O policy by the broker negotiating with the insurance companies.
All-in-all you should secure (at the very least) the following types of insurance with adequate limits and deductibles:
Professional / E&O
Employment Practices Liability (if you have employees or plan to have employees)
Umbrella / Excess
Pollution (depending on who your clients are and the scope of your operations)
This information is simple (AT BEST) and this issue is much more complex than mentioned here and must be discussed with your agent. Coverage varies greatly so be sure to discuss ALL terms and conditions with a knowledgeable agent or broker. If your operations are large enough, you should attract the attention of talented brokers... or at least scare away the dummies. Beware of the contracts & agreements you will enter into with the larger companies as they can impose liabilities on you which are broader than the coverage contained within your insurance policies.
A person can find information regarding Homecare Insurance in the phone book. A person can also find information regarding Homecare Insurance with an insurance broker.
The Segal Consulting company is a company that offers consulting regarding benefits, compensation, and human resources. It is based in New York City, New York.
One can receive software development consulting by contacting a company such as Headspring. One could also consult a blog such as DatabaseSoup, which offers an article regarding software development consulting.
Grant Space's website is one place online where information regarding technology consulting firms can be found. About's website is another place where this kind of information can be found.
Environmental consulting firms help companies continue their operations while respecting the environment. More information on these consulting firms is available directly from the firms themselves.
There are probably about 500 laws in Pennsylvania regarding automobile insurance. You need to be a little more specific as to what about auto insurance you are concerned about. Sorry.
One can find information regarding car insurance from many companies. Sites like ConsumerReports, Investopedia, and local American state based sites all have information regarding car insurance and ratings on insurance companies.
One might find information regarding life insurance annuities online at various websites. One can find information about life insurance annuities at insurance company websites such as Nationwide and MetLife.
Most insurance websites provide information on variable life insurance. Information regarding variable life insurance can be found on the Prudential website as well as the Nationwide website. The site Investopedia also offers a lot of information regarding this type of insurance.
The statute of limitations regarding insurance refunds in Florida is 20 months. Cases that are found fraudulent are exempted from retroactive claims.
The best place to find information regarding State Farm Insurance is on their official website. Here information regarding all their products including home, auto and life insurance can be found.
In the Equitable Life & Casualty Insurance Company which list list of free seminars regarding insurance estate planning near Wichita, KS
Questions regarding boat insurance can be found at any major insurance company. Progressive, State Farm, and Geico are all good, reputable companies that can be contacted for further information.
At the beginning of each flight, Monarch states specifically that the use of electronic cigarettes is not permitted.
You can find information regarding an electronic payment system through different places. A few examples are webserver, wikipedia, hoovers and many other websites around the world.
You can find your answers to Hmo health insurance questions by contacting various insurance agencies. By contacting these groups they should be able to answer your questions. If this suggestion does not bring about the desired result you could also look up insurance standpoints regarding the topic.
Suicide and life insurance isn't regulated by state law, it is regulated by the insurance company and outlined in the insurance papers.
You can go to dmv.com to search for car insurance in the Michigan region.
There are many places where one could receive lead insurance. One could check sites such as Insurance Lead and Reviews for information regarding lead insurance.
One can find information regarding Hometown Insurance companies on many websites. Hometown Insurance's website provides users with detailed information on these insurance plans.
Insurance times is an insurance industry magazine based in the United Kingdom that discusses changes in policies and laws regarding insurance companies. You can subscribe to it in print, or you can read it online at their website.
While you could go online and research, I strongly suggest that you contact an Insurance Agent. Insurance Agents will not charge you to quote life insurance and they can also give advice regarding your insurance needs.
Insurance factory specializes in offering clients insurance if they are considered to be high risk. As with a finance company that offers clients who have bad credit a loan or credit card, insurance factories do this regarding insurance. www.insurancefactory.co.uk/quote.php