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Will home insurance cover lightning striking a TV?

Updated: 8/18/2019
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10y ago

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will home insurence cover tv in lightning strike

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Q: Will home insurance cover lightning striking a TV?
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Does homeowners insurance cover auto damage caused by wind?

No. that's what Auto Insurance is for. Home insurance covers damage to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related damage to your vehicle.


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No, Not unless they were damaged by a covered peril such as lightning, wind hail etc. See your Home Insurance policy for a list of covered perils and associated deductibles.


What are the requirements for the insurance to cover a standby generator for a home?

It has to be a covered item on your home insurance policy and would have to have been damaged due to a covered peril such as lightning, wind hail, fire, etc.


Does homeowner insurance cover hvac?

Your HVAC is covered under your homeowners insurance for the same perils as your home, such as Wind, Hail, Fire lightning etc and subject to the applicable deductibles. See your Home insurance policy for schedule of covered perils.


Does homeowners insurance cover vandalism to your car in the driveway?

No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.


Does home owners insurance cover fireplace removal- Home inspection did not reveal significant leaking behind the wall. After removal of the wall -it was determined the chimny and fireplace be removed?

No, Your Home insurance policy does not cover the cost of remodeling a home. Your Homeowners Insurance Policy typically provides Property Hazard insurance that covers sudden losses resulting from covered perils such as fire, lightning, wind, hail, theft, vandalism, etc.


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Will insurance Cover tree removal if struck by lightning?

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If your tree falls on someone elses vehicle will your home insurance cover it?

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