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It depends on why they are coming up. If the damage was caused by a covered peril on your home insurance policy then they would be covered.
If the flooring is just old, worn out or the result of poor workmanship they would not be covered. That would be considered a part of the homeowners normal and expected maintenance responsibilities.
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Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does home owners insurance cover murder?
Homeowners insurance typically covers property damage and liability claims, but it does not typically cover criminal acts such as murder. In cases of murder, homeowners insurance would not typically come into play. It's best to consult with your insurance provider for specific details about coverage scenarios.
Does your home owners insurance cover your foundation?
No.
What does kitchen appliance insurance cover?
Kitchen appliance insurance is meant to cover wear and tear and acts of God for large appliances such as ovens or refrigerators. Such insurance is typically purchased from the manufacturer of the appliance.
Does home owners insurance cover vandalism?
I beliieve it does.
Does home owners insurance cover water damage caused by the neighbor?
cover
Does home owners insurance cover lost jewelry?
Only if you had your jewelry appraised and included it onto your home owners insurance
If your tree falls on someone elses vehicle will your home insurance cover it?
You home owners liability insurance should cover it.
Does home owners insurance cover generators?
Your homeowners insurance covers your home structure.
Will home owners cover death of a pet?
no it will not. you have to have pet insurance.
Does home owners insurance cover termite damage?
NO, generally not.
Does auto-owners insurance cover manufactured or modular homes?
Auto Insurance is for vehicles not for homes.
