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13y ago

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Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


Will homeowners insurance pay if I assault someone off my property?

If it was done accidentally, then it may. Usually intentional acts are not covered.


What companies sell homeowners insurance in FL?

None of the major insurance companies sell homeowners insurance in Florida. The state has made a mess in the insurance market and now the state run company citizens is reaping off homeowners.


Does homeowners insurance cover a vehicle stolen off your property?

No, That's what Auto Insurance is for.


If someone totals your new uninsured snowmobile will his homeowners insurance cover it?

No. The exception would be, if for instance the snowmobile was stolen off the person's property.


Does health insurance or homeowners cover a broken arm from a jump off of a fence?

Your Health insurance.


Is it mandatory to have homeowners insurance after you pay off your house?

No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.


Do I need homeowners Insurance after I pay off my mortgage?

Only a lien holder can require a borrower to carry insurance.


Does homeowners insurance cover stolen items at college?

If you have off premise coverage on your policy and the stolen items were scheduled on your homeowners insurance policy then Yes, you should be covered for those items. Contact your insurance agent for clarification of your insurance coverage.


Will your homeowners insurance pay us the full claim amount if you do some work on your own?

You're probably best off to leave the work to your insurers. This way, if something goes wrong with the work, you should still be covered.


Does homeowners insurance pay off your mortgage if one of the homeowners dies?

No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.


Does my homeowners policy paid my house payment while I am off work the sable?

No.