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Does homeowners insurance cover a vehicle stolen off your property?
Wiki User
∙ 13y ago
No, That's what Auto Insurance is for.
Wiki User
∙ 13y ago
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Does homeowners insurance cover a car stolen off your property?
No, Never. An auto theft would have to be covered by the vehicle owners comprehensive auto insurance policy. A homeowners Insurance policy is not liable for the theft of a vehicle. that's what Auto Insurance is for. If an Auto Owner chooses not to purchase a Comprehensive auto Insurance Policy then they assume the risk of a total loss in the event of a theft. The vehicle owner can not seek to shift liability to another person simply because it was on their property when the vehicle was stolen. If this were the case then every time a car is stolen from the parking lot of a store or shopping mall people would expect that business or property owner to pay for their loss.
Does homeowners insurance cover stolen uninsured vehicle?
It depends, You do no mention what type of vehicle. Homeowners insurance polices will not cover damage or theft of a motor vehicle designed for use on public roads.
Does homeowners insurance in Washington state cover anything stolen on your property even even if it does not belong to you?
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
Does homeowners insurance cover car stereo equipment bein stored in a garage that is not in the vehicle that has been stolen?
Homeowners insurance does not cover automobiles nor there parts.
If your golf clubs totaling 2300 are stolen from your vehicle parked in front of your house is it covered by homeowners insurance?
Should be. Theft is a covered peril for personal property and personal property located in the vehicle does not change anything. Your automobile policy wont cover the golf clubs. //
Does homeowners insurance cover guest items stolen from your home?
No, Your home insurance policy is specific to the named insured(s) property and contents if covered.
Does your homeowners insurance cover a stolen utility trailer?
Juat had one stolen and was told no by homeowners policy :(
Does automobile insurance cover items stolen from an automobile?
No. Auto insurance will only cover the vehicle and items that came installed standard on the vehicle. You can, however make a claim on your homeowners insurance for other items stolen from your vehicle. Homeowners insurance gives you coverage for items off premises up to 10% of your contents coverage on the policy. This is to cover situations like this, thefts or damage while on vacation, and even dependent children's items while in a dorm room. The biggest problem is that you will have a deductible for damage to the car and another deductible for the items stolen and covered on the homeowners policy.
Car stolen from business can you file on homeowners insurance?
No. Homeowners Insurance does not cover auto theft from a business.
Does a standard auto policy cover cash stolen from your car?
No. Normally personal property stolen from a vehicle is covered by the contents coverage of your homeowner's or renters insurance. But in many homeowners and renter's policies there is a severe limit on the amount of cash covered or it may be excluded altogether.
If your motorcycle without theft coverage was stolen out of a neighbor's garage will their homeowners insurance cover it?
No, Your neighbor has a home insurance policy to cover his owned property. Homeowners insurance is specific to the named insured and the insured's scheduled property. Homeowners Insurance does not cover automobiles or motorcycles at all and does not cover property belonging to third parties except in very narrow circumstances. Personal Property coverage excludes motorized vehicles except lawnmowers, golf carts, off-road ATVs, vehicles for the handicapped. If it is a vehicle intended to be licensed for road use, it is excluded under residential building policies.
Does homeowners insurance cover a vehicle stolen from inside your closed garage?
No. Homeowners insurance specifically excludes motorized vehicles except for those used specifically and exclusively for maintenance of the property like lawnmowers. The only place you can get coverage for a vehicle is from having physical damage coverage on an automobile policy. Specifically you would need comprehensive (also called Other Than Collision) coverage.
