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If the deck has not been maintained and falls apart the homeowner has to pay to get it fixed or replaced. Insurance does not typically cover such items unless the damage was a result of fire or flooding or some such catastrophe.
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∙ 14y ago
Most homeowner's insurance policies do not cover damage caused by wear and tear or age-related deterioration. If a deck falls due to age, the insurance may not cover the repair or replacement costs. It's important to review your policy and consult with your insurance provider for specific coverage details.
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What is the maximum age you can buy long term care insurance?
The maximum age to purchase long term care insurance varies by insurance company, but it typically ranges from 65 to 75 years old. After a certain age, the cost of premiums may become prohibitively expensive or coverage may not be available. It's best to inquire with insurance providers for specific age limits.
What age do you need to be to qualify for AARP insurance?
AARP insurance is split into two age groups, 50-64, and 65 +, so the minimum age for requirement is 50. Although originally designed for retired individuals, you no longer have to be retired, just over the age of 50.
Who is the federal health insurance provided to people age 65 and over is called?
The federal health insurance provided to people age 65 and over is called Medicare.
Can you get life insurance at Age 93?
It may be challenging to obtain life insurance at age 93, as most insurers have age restrictions for issuing new policies due to the increased likelihood of health issues at that age. You may have more success looking into options like final expense insurance or guaranteed issue life insurance, which are designed for older individuals and have fewer medical requirements. It's recommended to speak with an insurance agent or broker to explore your options.
What is the age limit for disability insurance?
There is no specific age limit for disability insurance, as eligibility typically depends on the insurance provider's specific policies and the individual's health and occupation. However, older individuals may face higher premiums or more limited coverage options. It's best to consult with insurance providers directly to determine eligibility based on your age and circumstances.
Does homeowners insurance cover a sinking drive way?
It may, You really just need to discuss it with your Insurance Agent. Some homeowners policies do provide coverage for certain types of Sink-age and some do not.
If your child age 14 hits another child age 16 at school will your homeowners insurance cover medical damages?
unless it is pretty fatal
Does homeowners insurance cover airconditioning units?
If your air conditioner is not operational due to age, wear or is simply broken down it is not covered under your homeowners Policy. If it was damaged due to a covered peril such as fire or lightning then it should be covered.
Does homeowners insurance cover leveling?
Homeowners insurance generally does not provide coverage for settling. This is considered a natural and expected occurrence over time. However depending on the age and purchase date of your home. You may have coverage for such issues under your Home Buyers warranty that would have been purchased through your Realtor when you bought the house.
Will homeowners insurance cover a collapsed pipe?
You'll have to contact your insurance agent and ask them, There are many different levels of Homeowners Insurance and it really depends on the breadth of coverage you purchased. As a general rule though. If the pipe collapsed due to a covered peril then it would be covered. If it collapsed due to age or normal wear and tear then it will likely not be covered due to it's being a maintenance issue.
Will homeowners insurance cover Main water line failure?
Probably not. If the failure was caused by an insured peril, probably. If failure was due to simple age, corrosion, etc, no.
What companies have the best rates for homeowners insurance?
Homeowner's insurance rates vary widely based on many factors, including home size, age, condition, use, and security, as well as you desired coverage and deductibles. You can get quotes from most most providers, or do a group search that meets your criteria at a site like http://www.LowerRateQuotes.com/homeowners-insurance.html
Is your ac unit covered under my homeowners insurance?
no. an air conditioner is a household appliance the same as a washer or dryer. however there are service contracts available to cover all these major appliances which is really insurance. prices vary by appliance and age
How much is homeowners insurance in Michigan?
Just as it is anywhere else, It depends on many things, the value of your home, The condition and age of the home and where it's located as well as the claims history of the property and the property owner.
Does State Farm offer good rates on homeowners insurance?
You need to compare your rates with State farm analize other insurance agencies costs. Think about your drivng record ie: accidents, driving record, age,and how many cars you own and will have insured, if you want to bundle your house and life policies with your car insurance.
How many homeowners are mortgage free?
My wife believes all homeowners in America over the age of 60 have no mortgage. Except us! Is she correct?
If your child age 17 injures another child age 16 by hitting them on your property will your homeowners insurance cover medical damages?
It depends on what the policy says. Recognize that even if it does, you'll probably loose the insurance afterward or the rates go up. If you loose the insurance, other insurance companies may not be willing to cover you once they find out that you have that kind of person living in your house. Insurance companies are constantly determining their risk. If they see a condition that may cause higher risk, they tend to deal with the condition.
