No. Home insurance is meant to cover losses that are sudden and accidental. A water line break is normally caused by earth movement (excluded in home policies) or roots growing into the line (not sudden). Sorry!
If i go out of town and live the water running from the sink would mu homeowners cover the claim
dependent
Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Water and coffee spilt on laptop computer is that covered
As lame as it sounds: It Depends. Check closely your home owners insurance coverage policy which will lay out all of the things that will be covered. A basic policy, for example, usually covers water damage from rain, but not water damage caused by water collecting on the ground. That would normally be covered by a separate flood insurance rider.
Your homeowner's policy covers unexpected losses like back up of city sewer water into a basement or loss due to burglary. So, unless your driveway is cracking and crumbling because of some unforeseen cause, your homeowner's policy will not cover it. If your driveway was just recently repaired or installed, you might want to check your warranty.
cover
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
That depends on the individual contract. Insurance products differ.
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
An easy answer is that there is insurance for anything. You can buy a policy on whether or not it will rain tomorrow or not. Outdoor events do buy these policies to pay for extra expenses of moving or putting the event off or such. I have written life insurance for horses before which is called Equine Mortality Insurance. When you see these Golf tournaments that offer One Million Dollars for a hole in one on a certain hole this is funded by purchasing an insurance policy. The company will evaluate the hole and offer the event a reasonable premium to provide the money should someone get the hole in one. This way the event or charity is not on the line for the entire amount of the money yet receives the benefits. On your question, often times you can simply add an endorsement to your property coverage to add coverage for sewer backup or water line breakage. Water line breakage is already included in most homeowner and property policies without adding an endorsement. Sewer backup may not be included automatically.