My sister recently had a cracked slab. Her insurance did not cover it, but the builder's insurance did. Builder's insurance is usually 10 years, so I guess it would depend on the age of your home.
I would also find out the cause of the crack and weather or not there is product liability insurance involved. There are numerous variables that can cause a liability situation to an insurance company or insured. I would call a contractor to find out the cause of the crack.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.
No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.
No. It's considered wear & tear.
Settlement cracks and cracks from ground shifting are not covered.
Depends on your insurance contract. Some companies would cover that incident, some wouldn't.
No, that is a maintenance issue. Insurance companies don't pay for maintenance on your house.
NO, Homeowners insurance does not cover automobiles.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No unless the foundation crack was caused by something like an earthquake. Normal wear and tear is not covered.
No, Homeowners insurance does not cover the cost of property maintenance.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
That would depend on your policy JUST like what type of car insurance you have.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Not Likely, Home Owners insurance piolicies typically exclude coverage for concrete structures such as Sidewalks, Patios and Driveways.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
NO... Buyer Beware, Homeowners insurance policies do not cover pre-existing damage. They also typically exclude damage resulting from "ground movement" as this is a normal expected occurrence throughout the life of a home. You would look to your buyers home warranty for coverage of an un-disclosed defect of the home you purchased.
You mean cover the owner who is listed on the policy? =No!
Homeowners insurance does not cover automobile nor there parts.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.