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Will insurance cover damage to your basketball hoop after a tree fell on it?
Wiki User
∙ 14y ago
It depends. If it was your Basketball hoop that fell on someone else's car, yes. The insurance company should cover damages to someone else's vehicle while it was on your property if an "act of God" caused damage. If it's your vehicle on your property or even if you're renting the property, sorry. you're out of luck.
Wiki User
∙ 17y ago
Wiki User
∙ 14y agoHomeowner's insurance policies come with a deductible. Usually it is several hundred dollars. That means you pay several hundred dollars before the insurance company pays part of the repairs.
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Your friends basketball goal fell on your car when it was parked in her driveway which policy covers the damage?
Auto insurance
If a car hits a pole on your property does your homeowners insurance cover the vehicle damage?
No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.
If a tree fell on your car at work who pays?
Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.
If a seemingly healthy tree broke in half and fell on neighboring apartments following days of bad weather should your insurance cover this or the neighbor's?
The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.
Does homeowners insurance cover a retaining wall collapse?
Coverage is always determined by the cause of the damage. If the damage was due to a "Covered Cause" then you have coverage. If not then you don't have coverage. Movement of earth is usually excluded from coverage on all homeowners policies. If there was a storm and a tree fell on the wall causing the collapse then you do have coverage. If it fell due to roots from trees pushing it over then sorry but it will not be covered. Insurance damage must also be sudden and accidental. If it happens over time it is a maintenance issue and insurance does not cover maintenance.
Branch fell on windshield auto or home insurance?
File the claim on your auto insurance. Homeowners insurance does not cover automobiles.
Who covers the damage if a limb fell from a healthy tree on a neighbor's car?
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle because a property owner is not liable for an act of nature.
A tree fell on your car at a friends house but they say the tree is on the neighbors property how can you prove whose property the tree is on?
It does not matter who the tree belongs too because neither one is liable for the damage to your car. A property owner is not liable for an act of nature and homeowners insurance does not cover automobiles. Your comprehensive auto insurance will cover your vehicle for damage from an act of nature.
Does car insurance cover damage to car caused by garage door?
personally, i would say a tree limb fell onto it while it was sitting in the driveway. but if you have full coverage through a good insurance company, such as geico or allstate, it should.
Who is responsible if A tree limb fell during a storm uprooted sewer pipes on your property will your insurance cover it?
No one is "Responsible" for an act of nature. However, So Long as you have "Windstorm Coverage' your Homeowners Insurance Policy should cover the damage to your plumbing and may provide coverage for the trees removal. Contact Your Insurance Agent to determine if you have the applicable coverage.
Does house insurance cover bird damage to siding?
will depending on what did the bird do, you see if the bird broke the window or the roof and took your offspring away to feed his young, then no, but if the bird fell from the sky and broke through the wall/windows, and u were able to catch him then...... will the insurance probably wont cover it, but you can sue the bird for every feather he has.
Rotten tree branch fell from rental property onto the property next door damage car?
This sort of thing happens all the time. Since it was an Act of Nature, No one is liable. The comprehensive portion of the vehicle owners Auto Insurance should cover the damages to the automobile. Barring some proven negligence on the part of the property owner, Real property insurance does not cover damage to automobiles.
