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Will homeowners insurance farmers cover waste line leaks and mold?
Wiki User
∙ 10y ago
You'll need to talk with your insurance agent or the company.
It just depends on what caused the leak.
See your home insurance policy schedule of coverage, Typically fire, wind, hail etc. If they are just old and worn out then no they would not be covered as that is just a normal and expected owners maintenance issue.
Wiki User
∙ 10y ago
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Does Flood insurance in Florida cover plumming leaks?
No, and it is very likely that homeowners insurance will not provide coverage either as if the water damage is attributable to a leak, seep, drip or any other type of long term problem.
Does homeowners policy cover foundation leaks?
That depends on the policy. You need to read your policy under Perils Insured Against and Exceptions.
Will my homeowners insurance pay for damage due to water leaks?
In most instances it seems not. When getting home insurance make sure to specify you want water damage insurance as well and GET IT IN WRITING BEFORE YOU AGREE TO THE POLICY!
If a tenant lives in your condo and a common area pipe leaks on their car causing damage should the HOA cover this or will your homeowners liability insurance cover this or neither?
Read both your master policy that covers the condominium association's assets and your homeowner's policy to verify coverage.Also, the tenant's insurance may be a possibility for coverage.Basically, it will depend on the cause of the leak, and that will determine which policy, if any, covers the damage.
How should I handle liability insurance given that I pay local handymen to fix roof leaks and they don't have insurance?
I'm assuming you have homeowners insurance. You should contact your agent or the policy services dept. of your insuring company and discuss this with them, there may not be coverage under your liability portion of your homeowners policy to cover him, and you may want to add an endorsement. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
Does homeowners insurance cover cooper pipe leaks in cement?
Sorry but this is not a covered cause. It is more like maintenance. I remember a big issue with contractors using galvanized pipes going through concrete slab foundations. The chemicals in cement tends to dissolve galvanized pipe and if I remember correctly the contractors had to make payment on the damages. Homeowners insurance covers sudden and accidental damages that happened due to a covered cause such as fire, windstorm, vandalism, etc.
Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
Is it worth to pay for older home insurance?
YES! Older homes are much more likely to have defects (such as frayed electrical wires) or suffer from fire or water leaks. You will be much safer with homeowners insurance in an older home versus a new one.
Does homeowners insurance cover mold mildew leaks and water damage?
They will not cover mold and mildew damage since the do not cover damage that has been happening for an extended period of time. They may cover water damage if it happened suddenly. It depends on how your policy was written.
Does it cover roof the leaks and wet the ceil in home?
It just depends on why you have a roof leak. If your roof was damaged by a covered peril such as fire lightning etc. Then your Homeowners insurance would cover the damage. If your roof is old and worn out, it just needs to be replaced and would not be covered by your homeowners insurance. Roofs require the home owners maintenance and upkeep along with replacement every 20 years or so. It's just part of the cost of owning a home. Failure to engage in expected normal maintenance of your home can be interpreted as a moral hazard and can result in cancellation of your homes insurance policy. If your roof is fairly new and you just have a leak with no visible damage, then it is most likely the result of faulty workmanship and again, not covered by your home insurance policy.
Who is responsible for costs when a toilet backs up and leaks to unit downstairs in condo?
Your personal condo insurance should cover it under the liability section. It will not be a penalty to you.
Will renters insurance cover damage to the floor if your aquarium leaks?
Firstly, the home doesn't belong to you so it would not cover to fix your landlords property. Also, the reason is a maintenance issue and not a covered cause anyway.
