It really just depends on the type of policy you purchased, Not all home insurance policies are equal. The best place to get advice on coverage's offered by your policy ids through your insurance agent, or the company if your purchased without an agent representative.
No, unless it was hit by lightening. They will send out and engineer to pick up the pump after it has been pulled. They will then test it and give you an answer.. $1200 for pump and $500 for labor is what I was quoted. 3-18-2012
Possibly. Depending on if you bought an extra endorsement called back up of sewer or sub pump. This is an additional coverage you have to buy on your homeowners. This also depends if what ever happened to the the septic tank was accidental or sudden. If it failed due to poor maintenance, then no the insurance company does not have to cover it. The adjuster will determine when he comes out if its either or. Mark Owner of Denvers Insurance
Not likely. Most insurers would consider a well pump to be a homeowners maintenance issue. Well pumps require replacement form time to time. they are a mechanical device and they just break down and die after a period of time depending on usage and ground and well condition's. It's no different from needing to do occasional mechanical repairs on your automobile. A warranty might help you if it's still in force but your auto insurance would not pay for mechanical breakdown. Likewise your homeowners insurance policy does not provide for maintenance costs of your home.
The answer basically depends on the type of policy you have as well as the reason for your water pumps failure. Mechanical break down would not be covered. However depending on the type of policy your purchased, if the pump was damaged by a covered peril such as fire, wind, hail, lightning etc then it could be a covered loss. the Best option is simply to contact your insurance company or your insurance agent and ask them if it's covered. Remember that the most economical policies may not offer the broadest scope of coverage.
3R's construction is a good start. You will need to pump or drain the water from the basement before any work can start. Also check you homeowners insurance for coverage.
The water pump is under the timing belt cover. To access the water pump, you must first remove both belts, the water pump pully, and the timing belt cover.
The water pump is in behind your timing cover.
the water pump is in the middle of the timing cover the crank pulley and timing cover has to come off
timing chain is inside the timing chain cover which is located between block and water pump. the water pump mounts to the front of timing case There is a cover that is behind the water pump... The timing chain is under that cover.
The water pump is at the bottom of the engine, bolted on the back side of the timing cover. The pump can be removed without remove the timing cover.
The water pump is under the timing belt cover on the passenger side.
The water pump is under the timing belt cover. The front most pulley the timing belt runs on is the water pump pulley. The water pump is located under the timing belt cover. The front most pulley the timing belt runs on is the water pump.