If an insurance company finds out about the infraction then it most likely will.
you do not stop at a stop sign,you are required to stop for a stop sign.
yes.. you must stop behind the line provided in order for it to be a completely legal stop.
No, it is very likely that you insurance is going to increase for this. It will go up if you are in an accident.
The answer depends somewhat on the state you are in and the law in that state. In California you could get a ticket for not stopping for a pedestrian in a crosswalk.
if there is no line or crosswalk your first stop is where you can safely see oncoming traffic
If you are the first vehicle approaching an intersection with a red light or stop sign, stop behind the stop line if it is marked on the pavement. If there is no stop line, stop at the crosswalk, marked or not. If there is no crosswalk, stop at the edge of the sidewalk. If there is no sidewalk, stop at the edge of the intersection.
I have never seen a citation for that but if it was a moving violation then it surely may.
You come to a complete stop at the limit line or before entering the crosswalk/intersection of that specific red stop sign.
Stop completely before entering the crosswalk or intersection. Then, proceed when you can do so safely. Basically, treat the intersection as if there are stop signs at each corner of the intersection.
It really depends on the company you are through. But many insurance companies may see that as a "moving violation" and you may get points for it. The underwriting guidelines of the insurer, which are filed and approved by the State insurance regulator, will be the final arbiter.
In NC that is a one point ticket and yes it will increase about 20-25%.
Stop just before you enter the intersection.