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Renters Insurance

Will renters insurance cover a LCD TV that fell and broke?

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Answered 2008-10-07 16:34:27

check the covered perils on your insurance policy. Most policies won't cover it

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If a seemingly healthy tree broke in half and fell on neighboring apartments following days of bad weather should your insurance cover this or the neighbor's?

The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.

Does renters insurance cover a window mounted air conditioner that fell out of the window and damaged the building?

It might. there might be some argument if the company is picky over the installation of it. If it was there when you moved in the building owner has to deal with it.

Does house insurance cover bird damage to siding?

will depending on what did the bird do, you see if the bird broke the window or the roof and took your offspring away to feed his young, then no, but if the bird fell from the sky and broke through the wall/windows, and u were able to catch him then...... will the insurance probably wont cover it, but you can sue the bird for every feather he has.

Should I buy renters insurance when I rent a house?

yes. what if you fell and just happened to put a whole in the wall, are you covered?

Is a 61 year old mother covered if she fell down stairs without a banister in her son's home and broke her ankle?

The homeowners insurance should cover the mom's fall.

Branch fell on windshield auto or home insurance?

File the claim on your auto insurance. Homeowners insurance does not cover automobiles.

Can renters insurance protect you if you have a leaking ceiling and it caves in?

Yes, your renters policy will pay for your damages, depending on the actual cause of the damage. If it was a leak that occurred over time and finally the ceiling fell in due to the water building up on the damaged sheetrock, then the landlord would be responsible for the damage due to a lack of maintenance. If a tree fell on the home during a storm and poked a hole in it causing the damage then his policy would cover it.

If a car hits a pole on your property does your homeowners insurance cover the vehicle damage?

No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.

If landlord new of unhealthy tree on property and it fell onto your car does his insurance cover it?


Will homeowners cover my car if damaged?

No, That's what Auto Insurance is for. Unless maybe your house fell on your car.

Are renters covered under home owners insurance I own a home and rent it out the tenant slipped and fell on the hardwood stairs is his medical and hospital bills covered under my home owners policy?

No, your renters medical bills are covered under their own major medical policy. Should your tenant sue you and you have the appropriate Landlords Dwelling Policy coverage with liability, your insurance company would cover the cost to defend you in court as well as any judgment rendered up to your policy limits should you be found liable for the tenants injuries. If you have only a homeowners insurance policy and failed to endorse your property insurance coverage for tenant occupancy then your home insurance is null and void and will not provide coverage for you at all.

A branch on a large tree cracked if it fell on the house it would have demolished part of the pella sunroom on my house. I paid 3000 to have the tree removed. Does homeowners insurance cover this?

No, Homeowners insurance does not cover the cost of property maintenance.

What is a sentence with the word fell?

He fell off the ladder and broke his arm.We will fell this tree.

If a tree fell on your car at work who pays?

Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.

Does homeowner insurance cover kitchen cabinets falling off the wall?

Homeowners insurance would cover repairs for the cabinets if they fell off the wall as a result of a covered peril on your policy such as Fire, wind, hail, etc. If your cabinets fell off the wall because they were poorly installed or just old, then no, that would be a home maintenance issue.

A tree fell on my car while i were in it and totaled it in an apartment complex parking lot does their insurance have to cover it?

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Did Michael Jackson break any bones?

He broke his leg when he fell off a stage and he broke his nose when he fell during a dance rehearsal.

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Homeowner's insurance policies come with a deductible. Usually it is several hundred dollars. That means you pay several hundred dollars before the insurance company pays part of the repairs.

Will homeowners insurance pay if you fell in your house and broke out two teeth?

Any kind of injuries you suffer within your own house would not be covered by your Home insurance; that would fall under your medical (or in this case, dental) coverage.

If your neighbor's tree fell on your house whose insurance is responsible?

Your insurance would be responsible for repair of the damage to your home. If your neighbors property was also damaged in the event then the neighbors insurance will cover the neighbors property damage. Nobody is liable for an act of nature.

If you got your insurance three and a half weeks ago and you got caught in a tornado and an oak tree fell on your car and totaled it Will your insurance cover it?

If you have comprehensive coverage in effect on the date of loss, it should be covered.(I'm an auto rep for an insurance company.)

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Whose insurance should pay for a dump truck losing a rock that broke your windshield?

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Does homeowners insurance cover a fallen tree caused by wind and rain?

It depends on the policy. Most home insurance policies will cover storm felled trees only if the tree fell on and damaged the insured home. If you just have a felled tree out on your property then there is likely no coverage. That is considered a maintenance issue.

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