check the covered perils on your insurance policy. Most policies won't cover it
The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.
It might. there might be some argument if the company is picky over the installation of it. If it was there when you moved in the building owner has to deal with it.
will depending on what did the bird do, you see if the bird broke the window or the roof and took your offspring away to feed his young, then no, but if the bird fell from the sky and broke through the wall/windows, and u were able to catch him then...... will the insurance probably wont cover it, but you can sue the bird for every feather he has.
yes. what if you fell and just happened to put a whole in the wall, are you covered?
The homeowners insurance should cover the mom's fall.
File the claim on your auto insurance. Homeowners insurance does not cover automobiles.
Yes, your renters policy will pay for your damages, depending on the actual cause of the damage. If it was a leak that occurred over time and finally the ceiling fell in due to the water building up on the damaged sheetrock, then the landlord would be responsible for the damage due to a lack of maintenance. If a tree fell on the home during a storm and poked a hole in it causing the damage then his policy would cover it.
No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.
No, That's what Auto Insurance is for. Unless maybe your house fell on your car.
No, your renters medical bills are covered under their own major medical policy. Should your tenant sue you and you have the appropriate Landlords Dwelling Policy coverage with liability, your insurance company would cover the cost to defend you in court as well as any judgment rendered up to your policy limits should you be found liable for the tenants injuries. If you have only a homeowners insurance policy and failed to endorse your property insurance coverage for tenant occupancy then your home insurance is null and void and will not provide coverage for you at all.
No, Homeowners insurance does not cover the cost of property maintenance.
He fell off the ladder and broke his arm.We will fell this tree.
Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.
Homeowners insurance would cover repairs for the cabinets if they fell off the wall as a result of a covered peril on your policy such as Fire, wind, hail, etc. If your cabinets fell off the wall because they were poorly installed or just old, then no, that would be a home maintenance issue.
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
He broke his leg when he fell off a stage and he broke his nose when he fell during a dance rehearsal.
Homeowner's insurance policies come with a deductible. Usually it is several hundred dollars. That means you pay several hundred dollars before the insurance company pays part of the repairs.
Any kind of injuries you suffer within your own house would not be covered by your Home insurance; that would fall under your medical (or in this case, dental) coverage.
Your insurance would be responsible for repair of the damage to your home. If your neighbors property was also damaged in the event then the neighbors insurance will cover the neighbors property damage. Nobody is liable for an act of nature.
If you have comprehensive coverage in effect on the date of loss, it should be covered.(I'm an auto rep for an insurance company.)
Nobody is liable for an act of nature. The comprehensive portion of your own auto insurance would cover the damages to your own car.
if the rock fell off of the truck, truck pays. if the rock was slung up from the roadway, you pay.
It depends on the policy. Most home insurance policies will cover storm felled trees only if the tree fell on and damaged the insured home. If you just have a felled tree out on your property then there is likely no coverage. That is considered a maintenance issue.