Damage from animals is not a covered cause.
It depends on the termsof your insurance.
NO, Homeowners insurance does not cover automobiles.
Depends on what damaged the roof. They almost always cover it. Call them. If they say they don't cover it, then ask where it says that in their policy.
The builder is on the roof fixing a leak.As I gazed up at the moon and the stars I thought I really must get that hole in the roof fixed.The prisoners climbed onto the roof in protest at the conditions.
It should but you need to specify which insurance you have.
Yes.
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Most policies do not cover rodent damages.
FEMA and your insurance provider have their own policies to determine whether damage done to the roof is eligible for assistance or not. In the meantime, the best thing you can do is to apply a protective roof coating over your roof like EPDM Liquid Rubber considered one of the best in the roof coating class. Liquid Rubber is the best insurance cover you could have for your roof.
No, that's normal expected wear and tear for any roof.
Your roof is covered by your insurance because the damage was caused a natural disaster, which was unpreventable. If your roof had damage due to anything other than an unpreventable act, the insurance would not cover it.
No, renters insurance is coverage specific to property that belongs to the named insured.If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.