Yes, any borrowing of money with loan in the title has to be payed back in full plus interest or within the time frame that if provided to you.
yes
Yes.
You can still get student loans half way through the semester. However, student loans are not disbursed until after the semester has ended, unless it is from a private institution.
Let me start by sending my condolences for the loss of your father. If the student loans were taken out by your father as PLUS loans, then the loans will be forgiven by the government. If you took out the student loans under your SS#, then you still have to pay on the loans, even if your father cosigned on them.
If your loans are in a Deferment, then they were never in a Default status, they may have been delinquent. You are not eligible for Deferment while loans are Default. So to answer your question, yes you are eligible to take out additional loans if you are in a Deferment.
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If your loans are Federally Guaranteed Student Loans, like Stafford or Perkins loans, then yes there is help. This company specializes in helping people that are in default: www.defaultms.com
Most student loans are interest free when you are still attending college, then increase from there. It really depends on your credit score to what interest rates you qualify for.
Possibly - it depends on the terms of your student loans. If you took out a private student loan through a bank, you will probably need to pay back the loan. If you took federal student loans, depending on when and why the school closed, you may not need to pay the loans back. You should check with the institution that you have been sending your student loan payments to.
Only if one has a felony drug conviction may they not qualify for student loans. Otherwise, with good credit or a cosigner you can still qualify. If you want to know more, go here: http://www.financialaidfinder.com/financial-aid/seeking-financial-aid/student-loans/
Absolutely not. You know that phrase "there are no stupid questions"? It's a lie.
No. Furthermore: - 99% of the "schools" that offer the type of program you describe are scams, and - if you attempt to practice their quackery you can be fined and/or imprisoned.