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Q: Will the PP Start Date restart the 7 years of bad credit?
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If a repossession stays on your credit report seven years does that start from the date of the repo or the date of the final sale?

It stays on your credit report 7 years from the date of settlement not the date of repossession.


If you opened a credit card account seven years ago but another company buys the delinquent account does the 7 years start all over again?

When you OPENED the account is not relevant. The date of first delinquency determines the start of the reporting period and that date cannot be changed by anyone. The re-selling of a debt does NOT restart the reporting period.


What date do you go by on your credit report for the number of years that it has been on there?

Date opened date


What does PP start Dt mean on a credit report?

Payment Plan Start Date


What is the statute of limitations on a credit card debt Arizona?

The SOL starts on the last date of activity on the credit card. So, don't make any payments or you will restart the SOL. In Arizona, the SOL is 6 yrs on credit cards.


What date starts the 7-year limit on a credit report?

depending on the creditor there is no time limit on bad credit reporting because when the seven years come close the creditor can sell your debt to another lender and the seven years start over


In Maryland how long does a bankruptcy stay on your credit report?

Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.


Is Bankruptcy info on credit report from date of dismissal or filing?

It is 10 years from the date of discharge.


How long does a bankruptcy stay on a credit report?

Ten years from the date of discharge.


How long do unpaid tax liens stay on your credit report?

The recording of the actual lien document will always remain in the public records. If you paid the tax, you should demand the filing of a release of lien. The negative entry on your credit should drop off 7 years after the release is filed.


How long will a chapter 7 bankruptcy appear on your credit report?

The credit accounts will appear in the credit portion of your report for seven years from their date of last activity. The legal item will appear in the public record portion for 10 years from the date of its' discharge.


What date does a bankruptcy actually fall off your credit report?

6-7 years after the date of discharge