No....a binder is a form of proof of insurance
if you dont pay it and get suspended yes it will affect you insurance
yes it may
It really depends on your policy and your state. In the state of KS for example, your insurance would be raised 5% for the first offense. I hope that helps.
That's a first. I have never heard of any insurance paying for a speeding ticket. The person driving is responsible regardless of it being a rental car or not.
According to auto insurance coverage in Indiana, it is counted as a moving violation. Getting a seat belt violation will increase your auto insurance.
Call and ask your agent
I received a speeding ticket that I talked the trooper down to writing me for a seatbelt violation. My insurance did not go up as a result of this ticket. (I live in New York).
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
Yes. That's a pretty big ticket.
No. You auto insurance has to pay first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been exhausted.