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If you have an applicable coverage it should cover you whether you run away or not.

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14y ago

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Your parked car was hit will the at fault drivers insurance cover damages?

If you know who hit your car, and they have insurance, then, yes, they should pay for it, so long as you were not parked illegally. Let YOUR insurance company handle this for you. That's what you pay them for.


If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?

You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.


Who is at fault for insurance purposes in a hit and run and I was the victim?

In a case that is like this, the insurance company can pay under uninsured motorist and attempt to collect when the hit and run driver is found. Although it is not your fault the insurance company will keep a record and note if you have a repeat of this happening.


What does property damage liability car insurance cover in an accident?

Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.


Can a passenger in my vehicle come after my insurance company after an accident that was not my fault and the car that hit us had insurance?

If you have medical, yes because your medical under your car insurance covers your passengers, regardless of fault.


If you have PLPD or no fault insurance and you hit someone from behind and their car is fine and yours is not will your car insurance cover it?

No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.


How do you handle the insurance after a hit and run and person deny hitting your car?

In the U.S., in states that do not have No-Fault insurance: You need Uninsured Motorist coverage to cover damage to your car in case of hit and run. In order to not be held at fault inappropriately, get the contact information of any witnesses, and explain what happened to the police. If there is doubt about who is at fault, the insurance company may decide based on the police report (including what citations were issued). A court decision, including assumed guilt if a citation is not contested, will often determine fault.


What happens if you are hit from behind in a no fault state?

Typically the person who hit you pays. If they don't have insurance, your no fault insurance will pay for it.


Whose insurance will cover repairs when car was hit and they left the scene of accident?

Just because they left, doesn't automatically make them at fault. The insurance company claims department will make the determination base on the facts of the accident itself, not about what happened afterward.


What happens if the car is fully insured but the driver is not and the car is hit and totaled?

The person who hit the car, if "at fault" would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.


My car was hit and I have no insurance?

If you are not at fault, then you should contact the other driver's insurance company. You may need to involve a lawyer. You should also have insurance. You're an idiot not to.


Will your insurance cover an accident from before you owned your car?

No, it's highly unlikely your insurance company would cover damages to your vehicle that occurred prior to your policy's inception (actually, I know of no insurance company that would cover prior damage, for the simple fact that you didn't pay a premium for that damage). Think of it as "you get what you pay for." Your insurance carrier would be under no obligation to pay for damages for which it didn't collect a premium. i was in and aqccident some1 hit me from behind on the 3rd at 5pm i had no insurance then at 11pm i got insurance will that insurance company help me get my car fix. when the accident was the other persons fault