Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.
i lease apartment in florida and pay up. in colorado i can get apartment 570 credit score
It really depends upon the landlord and his/her standards. A credit score of 515 is not good so you might want to try and negotiate an extra month of rent upfront if they initially say no (as a good faith measure of your reliability).
Your landlord would have to report payments to the credit bureau.
Find a landlord who will allow you to rent without regard to your credit score. This will likely be a mom and pop landlord and not an apartment rental service, but you will be able to get a place and work on your credit.
A credit score is only important during certain transactions in life. If you need a large loan for something, want to rent an apartment or apply for a credit card, you will need to have a good credit score in order to get approved or receive a more beneficial interest rate. However you typically don't need a credit score for daily life.
Credit scores range from 300 to 850. The average credit score is 678. A score under 620 would put you in the higher risk category, where you may not qualify to rent the apartment.
You may get the co signer then you can rent the apartment without credit otherwise you can ask landlord to take security deposit after some time.
You may be required to have a co-signer or a roommate that does have credit.
The abbreviation Sec Dep means security deposit. OAC means on approved credit. So, when you put the terms together is means that s security deposit would be required once your credit is approved to rent the apartment.
Yes, you can rent an apartment with a poor credit history, though you will have to be a little creative. Be prepared to pay a larger rental deposit or rent for a shorter period of time say, 3 to 6 months and pay the rent in advance. There is always a way to rent an apartment, just keep an open mind.
Technically, you could pay for an apartment with unemployment benefits. However, if you are unemployed, and trying to rent an apartment, it will be very difficult for you to get approved without having a job. The apartment owners want to make sure that you have a steady income to be able to pay your rent, so they may not want to rent an apartment to someone who is unemployed.
if a apartment complex does not take your social security number nor checks your credit, and they give you an apartment for rent,when you decide to leave that complex, will you have any credit history on your credit?
Should be no problem as long as they believe you can afford to pay for the apartment.
how much rent and do you check credit get the apartment
A landlord that has a choice of renting to a person who has a repo and a person who doesnt will likely choose the NON repoed person. Why?? They manage to PAY their bills SOMEHOW. YES, it LOWERS your credit score making it harder to get credit. Rent is a form of credit.
Most apartment complexes run credit checks on tenants to ensure they have a decent credit score and are apt to pay their rent. In Raleigh, NC, and anywhere else, you can call around to see who does not require a credit check.
No. There is no tax credit available for personal apartment rental usage, even if the apartment is rented due to proximity to work.
Normally speaking, apartment complexes and owners are not looking at a credit score as a basis for their decision to rent you an apartment. Of course this might be a factor with luxury apartments. But what landlords are looking for our history of evictions and nonpayment of utility bills. If the issue with your credit is simply with credit cards, medical bills, or even furniture bills, this usually does not affect the decision of the landlord. This is especially true with landlords who rent apartments to low income tenants. Also if your credit issue is more than two years old this is often overlooked by the landlord. Most apartment complexes will do credit checks -- that's a fact of life. But if everyone with bad credit was denied an apartment this could be considered discrimination. Other factors involved include criminal records: apartment owners do not want recently convicted felons are convicted sex offenders in their units.
No you cannot. The apartment community approved both of you not just one person. If one person wants to be approved he or she must be approved based upon his or her credit only. If one person defaults on the rent the other will be held responsible.
yes, I think so
There is no reason to disclose a civil judgment to a rent an apartment, unless it affected your credit rating or it was asked by the leaser.
The easiest way is to borrow money in a variety of different ways (e.g. credit cards, car loan, store revolving credit, student loan, mortgage) and always pay on schedule on all these loans. Do not keep the balance on credit cards too close to their credit limits. Also if you rent an apartment always pay your rent on time.However remember that every time you open a new credit card or loan account your credit score will drop for several months, so avoid doing too much credit activity at one time.