Your landlord would have to report payments to the credit bureau.
i lease apartment in florida and pay up. in colorado i can get apartment 570 credit score
Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.
Find a landlord who will allow you to rent without regard to your credit score. This will likely be a mom and pop landlord and not an apartment rental service, but you will be able to get a place and work on your credit.
Credit scores range from 300 to 850. The average credit score is 678. A score under 620 would put you in the higher risk category, where you may not qualify to rent the apartment.
It really depends upon the landlord and his/her standards. A credit score of 515 is not good so you might want to try and negotiate an extra month of rent upfront if they initially say no (as a good faith measure of your reliability).
Your credit score is one part of your rental application, and it's important to know that landlords will usually check all three credit bureaus when considering an applicant. If you have a low credit score, you may want to ask your husband to cosign on the lease with you. This will help improve your chances of being approved for the apartment you want.
Only clients of a credit reporting agency may "report" credit information. Rent payments, therefore, are typically excluded.
You may be required to have a co-signer or a roommate that does have credit.
You may get the co signer then you can rent the apartment without credit otherwise you can ask landlord to take security deposit after some time.
A credit score is only important during certain transactions in life. If you need a large loan for something, want to rent an apartment or apply for a credit card, you will need to have a good credit score in order to get approved or receive a more beneficial interest rate. However you typically don't need a credit score for daily life.