Actually this is a little tricky. You cannot be liable to your self. The way this works is that your home insurance coveres damage by vehicles so it would pay for damage to the home itself. You automobile insurance will cover damage to your vehicle. The bad part about this is that it may incur two deductibles, one from your home insurance policy and one from your auto insurance policy. If both policies are with the same company there may be some type of waiver for one of the deductiles but this is not standard and is different from company to company.
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."
Comprehensive auto insurance will cover a driver for car accidents and injury caused by them. It will also cover damage from weather incidents, vandalism and fire, as well as theft.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
The collision portion of your Auto Insurance Policy would pay for damages to your own auto when you are the at fault party. The liability portion of your auto insurance pays for damages you cause to another party Insurance Plus
Auto Insurance.
No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.
If the damage occurred during the accident in question, then it should.