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Will your car insurance company let you have a rental car while your car is being repaired?
Wiki User
∙ 14y ago
That depends if you have rental vehicle coverage included in your insurance coverage. If so, then, they probably allow a maximum dollar amount per day for a maximum of days. If not, you are welcome to rent your own vehicle at your own expense.
Wiki User
∙ 14y ago
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Is an insurance company responsible for paying for motorcycle rental while your motorcycle is being repaired after an accident that was the other parties fault?
If the rental coverage is included in your policy, probably. However if the other parties insurance is accepting responsiblity for the damage then I would be asking them for a rental.
Will your car insurance company let you have a rental car if your car was repossessed?
Very unlikely. Car insurance is primarily covering damage or loss of vehicle due to theft. Similar to if your car is being repaired a rental car will not be provided.
How much of the rental is the insurance company liable for if their policy holder is at fault?
The insurance company is GENERALLY responsible for 100% of a rental to provide basic transportation or transportation that was of similar size to what was wrecked WHILE YOUR CAR IS BEING REPAIRED! Once the car is repaired, or once your car is written off and a check is given to you so that you can get a replacment car, the insurance company is no longer responsible. These are general guidlines and may vary in your state.
Does Allstate Insurance Company offer car repair insurance?
Depending on the coverage plan, Allstate Insurance can cover car repair costs. They can also cover rental car costs while your car is being repaired.
If you are in an accident where other driver is at fault and their insurance is covering car rental what can you do if insurance stops paying for car rental but car is still in shop being repaired?
Ask the insurance company why they are no longer paying the rental bill. If they have accepted liability the only reason they would stop paying would be due to the repair shop taking excessive time to complete the repairs. (In the insurance company's opinion). Although you will be roped into this, it should be between the insurance company and the body shop. If the insurance company won't budge ask the repair shop to pick up the remainder of the rental bill until repairs are complete. This is common in this industry.
When renting a car should you use your own insurance or purchase the rental insurance?
Most personal auto policies provide coverage for the rental of a temporary substitute vehicle (such as when you are traveling or your car is being repaired).
What does rental reimbursement mean in an automobile insurance policy?
Rental reimbursement insurance pays a small amount toward renting a car while your car is being repaired as a result of an accident. In this day and age a limit of $30-50 is best. Rental reimbursement insurance pays a small amount toward renting a car while your car is being repaired as a result of an accident. In this day and age a limit of $30-50 is best.
Why will insurance company not test drive my auto which is being repaired?
Insurance co. are not required to test drive any vehicle.
Do you have to have auto insurance to rent a car?
If you have liabilitycoverage on your own car, it will generally also apply to the rental car if the rental can be considered a "temporary substitute vehicle" (such as if you are on vacation or if your car was damages and is being repaired). However, if you do not otherwise have coverage, the rental car company will require you to obtain it, either through it or by some other means.
Do you pay insurance on a insurance co provided rental car?
In the case of Enterprise, yes. If your auto insurance covers the cost of a car rental while your own is being repaired, that coverage typically only covers the base cost of the rental itself, and not any additional fees such as accident insurance on the rental car, additional authorized drivers, etc. Be aware that the amount that insurance policies provide for rental cars is typically much lower than the rental car would normally go for. Many agencies, Enterprise included, have special rates for insurance claim customers (which is why you are required to present a claim number from your insurance company for rental purposes), and the rental agencies are accustomed to dealing with insurance companies. Insurance rentals make up a substantial portion of rental business.
Do you have to pay your deductible if the accident was not your fault?
No. The other person's insurance should pay everything, including your rental car use during the time that your car is being repaired. UNLESS the person that hit you is claiming innocence and there were no witnesses. Then you may have to pay the deductible if your insurance company can not get them to pay.
Does insurance company have to pay mortgage if house fire?
NO, not unless it is a total loss. If your house is being repaired by your insurance policy you must continue to make your mortgage payments.
