Yes assuming you damged either car and your insurance company was informed Because you are At Fault an caused damage to a vechicles it goes up more but the stupid thing is when your not at fault it still goes up a lot just ask me I got cut off by a transport truck going the wrong way down a highways and rolled my car and my rates went up a lot.from around 340 to 534 a month thank god they have come down some.
Yes. Being illegally parked does not affect fault. If you strike a parked vehicle, it is ALWAYS your fault because you have a duty to ensure the way was clear before moving.
That would be considered a hit and run which would fall in the comp/coll portion of an insurance policy
HI, Working in a car insurance company, you would claim off your car insurance as the vehicle was involved in the accident, however because it was on your own personal property you may be able to claim off your house insurance depending on the terms of your policy, you will find most homeowners insurance only covers the house itself and not the surrounding gardens
It would be darned hard to assess the blame on the parked car. If one vehicle is in motion and the other is not, 99.99% of the time, the moving vehicle is at fault.
If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.
Fight it! If the driveway was yours, then the other person had no business driving there. It does depend on what the reasons were. If you were parked more than 12 inches from the curb, then that is neglegent - it is law to be within 12 inches of the curb (never more). So find out why and keep all evidence. If you have to take that person to court, do so.
Call them and their insurance company.
It should. But it's much easier to collect if you have your own insurance.
The backing. The other car has the right of way wether they saw you or not doesn't change that. If it was parked, that's even worse.
It is the persons fault for entering your private driveway.Another View: If the collision occurred on private property, the insurance companies of both cars will be involved. As a general rule, the driver of the backing vehicle bears the responsbibility for making sure that he can safely proceed in reverse.
The other person pays.
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
You and your insurance company are responsible.
You'd most likely file that with your auto insurance, as that's the property that was damaged. Hoever, you might find there's a clause that says they won't cover acts of god, which, in the eyes of the insurance world, this was.
Your name, phone number and insurance policy number.
Generally, the person backing out is at fault. If you are both backing out you're probably both at fault and will probably share the cost of repair, with each repairing their own. yes because you were backing out and they hit your car its their fault!!!!!!! yes because you were backing out and they hit your car its their fault!!!!!!!
If one vehicle is sitting parked and one is in motion, then logic dictates the vehicle that was in motion is at fault and therefore responsible for the damages.
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
doesn't matter if an accident was on private property. get a police report immediately. this will be used to determine fault, if any.
does he have insurance through the company? if so that should pick it up, if not you pick up the expense as the home owner and tecniqully employer if he was hired to do the job and his equipment was damaged.
You know the answer: you hit a parked car! You're absolutely liable. On one hand, you should have been looking while backing out so it would be your fault. He may get a citation for parking there, but you could have avoided an accident by looking first. You will be lucky if you are not cited for reckless and dangerous driving. (In some states, contributory negligence on the part of the parked car's owner could reduce your liability, but you would still be at fault. Your best option is to report vehicles that are illegally parked and avoid any possible accidents.)
you are backing and they are going forward in the lane? more than likely it will be you, that is deemed 'at fault'.......the party backing must use a higher degree of care...doesn't matter (in this instance) that you are hit in the rear.......
What makes you think it only leaks while parked. -
mah dik big