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Both are equally responsible for debt accrued while married regardless of whose name is on the credit card. * Yes, Texas is a community property state, therefore all assets acquired during the marriage (with a few exceptions such as inheritances) are considered jointly owned. Likewise, all debts are considered jointly owed, regardless of which spouse is the account/loan holder. This applies to community property states only, all other states consider marital debts not jointly incurred as being the sole responsibility of the spouse who made the financial agreement.

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Q: Will your husband be liable for your credit card debt in Texas if the credit card is only in the wife's name?
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