Insurance rates always increase anytime a claim is made, regardless of the cause and circumstances. That's how they make money and stay in business.
Your insurance rate will increase.
After an automobile accident the automobile insurance carrier will usually raise the rates of the liability 7-10% depending on the severity of the accident.
It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.
No, it is very likely that you insurance is going to increase for this. It will go up if you are in an accident.
Not unless you received a violation for the accident. Otherwise it will show on your record as a not at fault accident and should not raise your rates.
The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.
Yes, Your joint policy will cover the accident. You should contact your agent to determine if any points or rate increase would apply.
If your insurance had to pay anything out on the incident, you could be hit with higher charges.
If a claim is made against his insurance...yes.
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.
If your Insurance company paid the claim then yes they can surcharge you for any chargeable accidents they paid out on your policy.
Yes. If it is determined that the accident was your fault, your insurance company will raise your rates. However, the rate increase is often fairly minor. If you were ticketed by the police, it may increase the rate increase because you now have both a ticket and an accident. Your insurance agent should be able to tell you how much the increase will be.