Why not? What is the Pre-x clause in your policy? In CA a insurance company has to credit the time on a prior plan to the pre-x. The old plan only covers if your disabled... The new insurance should cover the incident unless it can be excluded under a pre-existing conditions clause. Under HIPAA, if you left one employer plan (or a HIPAA compliant individual plan which most major medical plans are)and transitioned to another without a break exceeding 63 days then the new insurance can not impose pre-ex clauses. Your old insurance should have provided you what is called a Certificate of Credible Coverage which you can give to your new insurance company to waive the pre-ex provided you met the other rules.
Temporary car insurance is for anyone that needs a policy to cover a car for a short period of time Temporary car insurance is for anyone that needs a policy to cover a car for a short period of time Temporary car insurance is for anyone that needs a policy to cover a car for a short period of time?
It depends on the insurance company and the specific plan. The bigger companies such as Blue Cross, Aetna and Cigna have started to cover at least part of the cost. Smaller companies are slower to follow. Some companies allow it to be covered as part of a flexible spending plan. You should check with your insurance company before any appointment or ask that question specifically of a company representative when shopping for new policies.
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