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Would homeowners insurance cover damage from a leaking gutter that damaged an enclosed porch ceiling and items on the porch?
Wiki User
∙ 12y ago
No. Homeowners insurance is probably the best bargain in insurance by offering a great deal of coverages for a surprisingly small premium. The situation you are describing is not an insurance matter but a maintenance issue. It is not made to cover maintenance of the home but covers accidents that are "sudden and accidental". Homeowners insurance covers incidents that are caused by a covered cause such as theft, fire, lightning, windstorm, vandalism, weight of ice and snow, and many others. Things that happen over a long period of time are maintenance and are therefore not sudden or accidental and are not covered. An example would be a leaking roof caused by condensation from the A/C is not covered but if a storm caused a tree limb to fall on the roof poking a hole and causing a leak then damage would be covered.
Wiki User
∙ 12y ago
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Is neighbors damaged car covered by my homeowners insurance?
it depends upon how the car was damaged
Does Homeowners insurance cover damaged shrubbery?
Most certainly not.
Does home insurance cover damaged items in car or auto insurance?
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
Does homeowners insurance cover Clean up after furnace malfuntion?
I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement
Are baths damaged by bleach covered by homeowners insurance under accidental damage?
no
Would your bicycle be covered under your homeowners insurance if damaged while riding?
No
Will homeowners insurance cover a damaged car by the garage door?
No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.
How much will homeowners insurance pay for damaged sports collectibles?
It depends what kind of policy you have.
Would homeowners insurance pay for carpeting that was damaged by a fire started accidentally in the home?
Yes
What kind of insurance determines the value of what was destroyed or damaged by fire or other events causing loss?
This would be either your homeowners insurance or your renters insurance.
Will homeowners insurance cover damaged tile from the foundation setteling?
No, that is a maintenance issue. Insurance companies don't pay for maintenance on your house.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
