Not really. In some places Magnolias are grown against walls like a climber.
No, they are considered to be toxic to humans, and cause kidney damage.
Yes, It certainly can and is in fact the number one cause of foundation damage.
Magnolia roots can indeed cause severe structural damage to a building. The best thing to do is raise the matter with your neighbor so as to allow them cut off the roots protruding.
Yes, they will cause foundation problems.
I suppose that could happen, or brain damage could cause the seizure. Find out more about stuttering on the web site for The Stuttering Foundation.
don't fret, it will only if you live in a rainy region such as Washington state
Tornadoes can cause varying degrees of damage to a home ranging from minor roof damage and downed gutters (EF0 damage) to wiping the house clean off its foundation (EF5 damage, rarely occurs).
First, how they cause damage is different. Tornadoes cause damage with extreme winds and flying debris. Earthquakes cause damage by shaking buildings and deforming the ground beneath them. Weaker tornadoes cause damage almost exclusively to the outside of a building. Siding and roof material can be stripped away, gutters and awnings taken down, and windows broken. Stronger tornadoes can tear away roofs and walls and scatter some of the debris downwind. When houses are leveled by very strong tornadoes even greater amounts of debris are scattered. The very strongest of tornadoes blow houses away, leaving behind a bare foundation. In a sense tornadoes destroy buildings from the top down and from the outside in. Minor earthquakes can crack walls and cause loose objects to fall. Stronger earthquakes can lead to the partial collapse of many buildings. Very strong earthquakes will level most buildings, but the debris mostly stays on the foundation. Since earthquakes originate underground they easily cause damage to a building's foundation. Damage to the foundation is rare in tornadoes.
This would depend completely upon the cause of the damage. If a tree fell on the car during a major storm and broke the windshield completely and then rain from the storm caused damage then yes if the policy had comprehensive coverage, it would pay for the damage. The cause of the damage would be covered if it was a covered cause.
No they did not
Absolutely! serious erosion can cause your house foundation to become unstable. In severe cases, homes have been swept away into rivers or fallen down sides of cliffs. Less serious erosion damage can cause problems with basement leakage and cracked foundations.
It really just depends on the type of policy you bought and what is the cause of the damage to the drain pipe. If it broke from freezing or another covered peril it's probably covered. Most homeowners Insurance Policies will not cover foundation damage nor pipes embedded in in or below a slab foundation unless the damage is the result of a covered peril. There are endorsements that some companies offer to provide coverage for foundation or ground movement as well.