Would you be intitled to money if you were hit by an uninsured motorist?
If you are not at fault and they are, you have the right to sue them for money to cover the accident and possible medical bills. Seek an attorney.
In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?
The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.
As far as I know all should, but insuring for any more than liability and perhaps uninsured motorist would be a waste of money.
file a collision claim with your insurance company once all is settled they will go after (subrogate) the uninsured (assuming they are at fault) party to recoup theirs and your money.....
Yes, they can. When you enrolled in the health plan and when you submitted the claim, you agreed to allow them to recoup money from any responsible party. It does not matter whether the responsible party was insured or uninsured; if they paid, the health plan has the right to recoup the money it paid for your care.
Either through your own "uninsured motorist" coverage in your policy or through a lawsuit against the person that hit you.
You can sue them in small claims court for your deserved money as long as you have proof of the damage. If you have Uninsured Motorist coverage, it will pay for the damage, minus any deductible.
Uninsured motorist property damage, or "UMPD", is basically a form of auto insurance that's one step above liability. Basically when you drive a car and only have liability, your insurance will only cover other vehicles in case of accident, as someone's else's liability or other insurance would cover you if you happen to have gotten hit. Now, if you were to get hit but that person lacked insurance and you only had liability, your only… Read More
Who is it that doesn't have insurance (your, or the 'other' person)? If you don't have insurance and are at fault there is no way you can receive any money for the car. If ther other person involved is missing insurance then you will still be covered if you pay for collision or uninsured motorist.
If a motorcycle rider in WA has no insurance and he rear ends a car can uninsured motorist coverage take care of the car and does the insurance company come after the rider to get the money back?
You got it! If you've got uninsured motorists property damage, then your company will pay for the damage to your vehicle caused by the uninsured motorcycle operator. You may have a small detuctible, $200-$300, and the the insurance company will sue the at-fault party to recover both the money they spent and your deductible, this process is called subrogation. The process works the same if you don't have the uninsured motorists property damage coverage but… Read More
Can your uninsured auto insurance cover an accident you have on your motorcycle if that doesn't have uninsured insurance?
Yes and no. Yes if it to cover medical expenses. You can pull on your med-pay and your uninsured motorist policy I believe. But don't expect them to cover damages to car. I would stick with med-pay as a better option though. Attorney! Attorney!! Attorney!!! That's what I have to say. Insurance company want to save money! Yours and theirs. Their job is to pay out as litte as possible! Yes you pay attorney fees… Read More
You were an uninsured driver in a car accident in Missouri The other driver had uninsured motorist coverage but now you are being called by his insurance company requesting payment you have no money a?
yes the insurance company will come after you to pay the bill they used in fixing their driver's car. the point i do not know is that, are you responsible to pay the deductible or pay the total, what are this insurance people for anyways, they only make money they do not spend money... try talk to and insurance agency and see if you are to pay a percentage of the money or all.
Of course. Do you think that NO ONE ever drives without insurance? Be covered and be protected against financial ruin. If you are a person who rarely carries passengers and you have good health insurance (which would cover any injuries you might incur in an accident anyway) why do you need to carry uninsured motorist coverage (which only covers bodily injury, not damage to your veh)? . You don't. In addition, in Florida you are… Read More
If you have collision coverage, file a claim with your insurance company. They will pay for your damages, minus your deductible, and then pursue the other vehicle's owner to get your money back (Also check your policy to see if you have Uninsured Motorist Property Damage). If you don't have either coverage, you would have to pursue the other vehicle's owner legally.
It depends. Many insurance companies will have you pay your deductible, then they will attempt to collect the money from the other driver personally. (This is what happened to me when my car was struck, in Massachusetts where insurance is required, by an uninsured motorist from New Hampshire, where auto coverage is optional.) It took about six months, but my company did eventually recover the money and I was reimbursed.
There are seven types of car insurance. Liability insurance covers the cost of repairing any property damaged in a crash, as well as medical bills. Collision insurance makes it so then insurer pays for repairs. Comprehensive insurance handles any situation, including theft. Uninsured motorist protection is a policy that covers damage by an uninsured motorist. Medical/Personal-injury Protection covers costs of injury. No-fault insurance covers property damage and injuries no matter who is at fault. Gap… Read More
Will PLPD cover the damages on your car if you are involved in a hit and run accident that is not your fault?
Unless you have an uninsured motorist coverage attached to your PLPD policy, you are otherwise screwed. Your only other option beyond this is to sue the driver if they got caught. Well we all know lawsuits can only be so effective but they can take time and money to complete. Even if you win you aren't guaranteed any money, if the other party ever pays at all. Moving on, PLPD only covers any at fault… Read More
A little more explanation of the situation may be necessary. In most states, insurance follows the vehicle and not the driver. You could still be in trouble if the driver was not listed on the policy covering the vehicle or even if they were excluded. If such a problem comes up which is rare, you can file the claim on your policy if you have uninsured motorist coverage then they would go after the driver… Read More
A lawsuit may be your only option. Since both of you are uninsured, the only way to get money for your car is to have the other party pay in good faith or if they refuse to do so, file a lawsuit. Be prepared to answer questions before the judge as to why you and the other driver didn't have insurance at the time of the accident.
By law, anyone who doesn't carry auto insurance, must have a surety bond (a large sum of money available for this purpose) that has the ability to pay out for any damages. Unfortunately, not every person is law abiding, hence why we all must carry Uninsured Motorist and Underinsured Motorist coverage. Your only legal recourse is to take the other party to court and sue them for damages. They may not have the monetary means… Read More
To make a complicated story a little shorter: When people are uninsured and have to use the hospital, they have to pay for it themselves. But these uninsured people usually do not have much money, so they can't afford to pay it. If they don't pay, then it means the hospital lost the money that they should have gotten for that treatment (the doctors and nurses have to get paid, the equipment costs money, the… Read More
That is an answer that can only be determined by speaking with your state agency that oversees theprogram. In order to be even be intitled to the assistance you would have to be appointed your younger siblings 'legal guardian' by the ocurt.
Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don't have uninsured motorist coverage but you do have medical insurance?
This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unfortunately we could not go after her for any money. He was in the hospital for one month, 8 surgeries and is still unable to walk like he used to and may never be able to. He lives in… Read More
That depends on how you define 'uninsured'. There are about 6 million without coverage currently (2008). However, a third of those are uninsured by choice. They can qualify for coverage and can afford coverage but choose not to spend their money on insurance. Another third qualify for existing programs like Medical & Medicaid but have not signed up yet. Most common reason is they are not sick. The governements own studies verify that number but… Read More
The banks were handing out uninsured money to random people and then the banks closed so the people never got their money back
all states require financial responsibility. usually what happens if you have collision coverage or umpd (uninsured motorist property damage), your policy will fix your car less the applicable deductible. if you or your passengers are injured then the um (uninsured motorist) coverage will take care of the injuries...your company will then subrogate the uninured motorist for all monies including your deductibles...of course most people without insurance don't have insurance because they don't have any/much money… Read More
They can pursue him civilly, and the not at fault driver can also sue for damages.
Responsibility for Hit and Run Damage The driver and the owner of the vehicle being driven are both jointly and separately responsible (liable) for the damage caused. Since it was a hit and run, I assume no coverage on their part. If you have Full coverage Insurance or at least uninsured motorists, then your policy will cover the loss. A police report is recommended. If you have uninsured motorist coverage included on your policy, it… Read More
What do you when you are passenger in an accident that is injured and you are covered under the uninsured motorist however they say the limit has been met and surgery is most likely the outcome?
once the limit is met there is in effect no more money to be paid on that policy period......some states allow 'stacking'' meaning if the limit is reached on the insurance policy that covers the car...you can then 'stack' the coverage you have on your vehicle (uninvolved car), if you have one....or many other vehicles.....if you are a minor check your parents policys...
Looking around for the best deal is the starting point, as there is usually significant competition among insurers, especially in the US. Insurance premiums are determined according to risk factors. Right off the bat, a 17 year old will be more costly to insure just due to age. However, you can skimp on some non-mandatory coverages to save some money. For example, if you paid cash for the car and are in the position to… Read More
It depends on the state, in Kentucky, even if you have applied for any social security benefits you are not intitled to any workmans comp. money. I would advise you to search the web. Put in your state, Workmans Compensation laws and keep looking you will find your answer.
It depends on the state in which the policy is written and also if there is an accident, the state in which the accident occurs. Typically however, it covers bodily injury, as defined in the policy section labeled "definitions" to anyone involved in the accident toward whom you might have liability. That liability is defined by the law. The coverage will be limited by exclusions or things not covered as outlined in the policy or… Read More
Is the social security that a disabled father and his two sons draw on their deceased mother taxable?
yess it is you should be intitled to a full amount of money to help you and your father ir mother live a normal life
If your sister leaves you money and you put it in a separate account is your husband intitled to a portion of it in NYS?
If YOU are the inheritor of a portion of an estate it does not automatically become community property. It is YOU that was named, not you and your husband. CAUTION: the question states that it is in a separate account - do not inter-mingle these funds with other "household" money or accounts.
If you have medical insurance, Uninsured Motorist coverage is NOT important. Your medical insurance will already pay your medical bills. The only people that recommend this coverage are lawyers, insurance agents, and insurance associations. That is because they make money off of selling it to you. They will point out that this coverage also pays for lost wages and pain and suffering. That may be true, however many people have disability insurance through their employer… Read More
Only if you're independently wealthy and paying out great sums of money are of no importance.
If you give your landlord a last month and you turn in your 30 day notice in the middle of the month are you intitled to half of your last month money back?
no because you can't move out until 30 days and you will be in the next month
tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.
My husband was hit by an uninsured driver and he only got a 500.00 fine. Oh, and by the way, the UNINSURED driver just filed a claim with my insurance company, to try to receover damages to his car,WHAT about my damages? So, he is trying to get money in an accident he caused, and was driving around illeagally! How crazy is that! I suggest everyone keep full coverage insurance at all times to cover… Read More
Candidates for conventional, uninsured loans are considered prime borrowers. They have at least a 20 percent down payment, good credit and enough income to make mortgage lenders feel safe. Lenders require insurance on loans when borrowers lack sufficient money or credit to offset the risk of financing a home.
That depends how costly the accident was. If the other driver is uninsured I doubt anything. But if everything is legit and you go get an estimate and your insurance adjuster will discuss that for you.
Some insurance company policies cover being hit by an uninsured driver -check you policy. If not then you would have to sue the liable driver personally (only worth doing if you think he/she has any assets to cover the claim and the legal costs).
If you were involved in a multi car accident and you were not at fault does the party at fault have to pay for your damages?
I was in a 3 car accident. An uninsured motorist hit the car in front of me, the second vehicle (who has insurance) then hit my car. Doesn't the car who hit me become responsible for my damages? Answer Yes, the at fault party is responsible for your damages. Answer Keep in mind, in multi vehicle accidents, usually, the responsible party's insurance co. prorates the amounts paid (up to the policy's limit) among the claimants… Read More
Many uninsured people see the same doctors insured people do, but are considered "self pay" and pay their medical expenses out of pocket. Often, people with no money or insurance will use hospital emergency rooms to address their health problems, often leaving the hospital and the community to absorb the cost of that medical care if they're unable to pay.
What are your options when you have totaled an uninsured car that you still owe A LOT of money on and you need a car to get to work still?
Make another loan-quick before the wrecked car loan goes bad.
The person who is at fault in the accident is liable whether or not they have insurance. The problem is that without insurance they will have to pay the total amount of the loss out of their pocket. The next problem is they won't have the money to pay the damages. If the other person had insurance with uninsured motorist coverage that could pay for damages then the insurance company would go after the at… Read More
Not everyone has insurance through their work. Many people are uninsured or underinsured by choice or because they really just don't have enough money. Economic analysis would also suggest that insured people overuse the system, driving up prices for everyone else, causing health care to become more expensive for everyone else. Also, the moral hazard exists where doctors have an incentive to overmedicate/overtreat patients because they get paid to do so. This drives up the… Read More
'financial responsibility'' is required in all states, meaning you'd better have enough money to pay for any and all claims you are deemed negligent or liable for should one arrise (to the injured party)..this is why most folks carry insurance, we don't have this much money setting around....all state have min.of the amount of liabilty ins we must carry or money in reserve, in the state i live in (MO) it is (i believe haven't… Read More
No, A debenture bond owner is just like any other bond owner. A debenture bond is an uninsured bond. The owner of a bond is just lending their money to a company for a long-term period. A bond is an example of a long-term debt. An owner of a company would be an example of an equity such as a stockholder (common, or preferred).
According to the Kaiser Foundation in 2009 of 303.3 Million people in the U.S, 17% are Uninsured. Of those insured 49% are insured through their employer, 5% through Private individual plans, 17% are on Medicaid or other Public Assistance, 12 % are on Medicare. According to instructors at Warner Pacific, a Brokerage that educates insurance Agents with their "School for Success" ...Prior to the PPACA (Patient Protection and Affordable Care Act) ... 33% of uninsured… Read More
It depends on who and was injured in the accident, who received injuries and what property damage was received. Although it differs from state-to-state many states require (UM)Uninsured Motorist coverage as well as liability insurance. Under Illinois law, you are required to have car insurance Liability limits of at least 20/40/15. What does this mean? It means: $20,000 per person, for bodily injury you cause, $40,000 per accident, for bodily injury, and $15,000 per accident… Read More