file a collision claim with your insurance company once all is settled they will go after (subrogate) the uninsured (assuming they are At Fault) party to recoup theirs and your money.....
Yes as long as your policy has uninsured motorist coverage on your policy.
You uninsured motorist coverage, if you have it should handle the gap. Otherwise, you can sue the driver that hit you for the difference.
It is a very good idea to have uninsured motorist coverage. You need to always have yourself protected.
Uninsured Motorist coverage
no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........
If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.
Yes you do need an uninsured motorist insurance. The state of New Jersey requires everyone to have obtained at least a $15,000 cover for their car(s) before taking them to the road.
I believe you can get liability and perhaps uninsured motorist insurance without owning a car.
yes
I hope you had insurance for this. The uninsured motorist will probably be broke
Uninsured motorist coverage
If you purchased uninsured motorists coverage with your policy you will be covered. The SR22 is not insurance, it's certificate of proof that you have insurance.