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Yes. Database Management Systems (DBMS) have replaced the traditional file based data storage systems. This is because they are:More powerfulEasier to manangeCan store large volumnes of dataManipulation & fetching of data from a DBMS is many times easier than doing so from a file based data storage systemFaster
Teradata is a RDBMS system like Oracle or SQL Server but designed specifically for use in data warehousing. Data Warehouses contain extremely large amounts of data that normal RDBMS systems like oracle or sql server cannot handle comfortably. They may eventually be able handle the data but their performance may not be the best. Teradata is a system that is specifically designed for handling such extremely high volumnes of data.
It depends on whether or not you are filing a chapter 7 or a Chapter 13. The process of bankruptcy also varies in each country so it is important that you are familiar with your own bankruptcy law.