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It depends. You will probably accrue a late charge. If you have paid it a week late, that's all you have to worry about. If you haven't paid it yet, you'll probably get a call from the finance company in a few more days or another week. If you're asking about a repo, as a general rule, most major finance companies won't actually repo a car until it's more than 30 days, and usually, more than 60 days past due. Some smaller finance companies will repo a car as soon as it's legal wherever you are.

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16y ago

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