0
You dont owe any money to your credit card companys but the negative remarks are still on your credit report how do you get them removed and how long does it take?
Wiki User
∙ 14y ago
If it is listed as a charge off, or reporting lates with a $0 balance, than negative info will remain on your CR's for 7 years from the DOLA
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
How can you restore your bad credit?
Restoring bad credit takes time. You can start by requesting your credit report and dispute negative mistakes that you may find. Only the passage of time can improve your credit when you have legitimate negative remarks in your credit report.
Once you have all negative remarks removed from your credit report how drastic will the change in your score be from a 450?
Score improvement depends on how the negative remarks were corrected--bankrupcy, foreclosure, loans that were late paid off and so on. However, if you keep paying everything on time, the score will gradually increase to a decent one over the next couple of years.
How do you improve a credit score of 557 to 600 in a short amount of time?
try challenging negative remarks on your credit this worked for me and alot of things were removed, but beware if the creditor is let's say not so forgiving they can make it look as if the debt is more recent then it is and therefore make your credit look worse.
How does having a repossession removed from your credit report affect your credit?
Anytime a negative item is removed from your credit report, it will raise your credit score unless new collections are added to your report.
Can a foreclosure be removed from your credit report?
Foreclosures can be removed from your credit report like any other negative item. You must dispute it to the credit bureaus. The credit bureaus will have 30 days to verify the foreclosure or it must be removed from your credit report. With the higher amount of foreclosures lately you have a better chance of it being removed. UPDATE: Actually, you can force Equifax, Experian and TransUnion to remove a Foreclosure from your credit report and you can do it legally using a federal law that is in place. Credit Bureaus MUST have "verifiable proof" of the "foreclosure account" in their files if they are going to report the negative item on your report. The dirty little secret the credit bureaus don't want you to know is that they do not have any "verifiable proof" in their files for any of the negative items on your credit report. The bank that held your mortgage may have this information on file but the credit bureaus don't. If you request the credit bureau to provide you with the "verifiable proof" that they have in their files they will remove the negative from your file.
How can you restore your bad credit?
Restoring bad credit takes time. You can start by requesting your credit report and dispute negative mistakes that you may find. Only the passage of time can improve your credit when you have legitimate negative remarks in your credit report.
Once you have all negative remarks removed from your credit report how drastic will the change in your score be from a 450?
Score improvement depends on how the negative remarks were corrected--bankrupcy, foreclosure, loans that were late paid off and so on. However, if you keep paying everything on time, the score will gradually increase to a decent one over the next couple of years.
How do you improve a credit score of 557 to 600 in a short amount of time?
try challenging negative remarks on your credit this worked for me and alot of things were removed, but beware if the creditor is let's say not so forgiving they can make it look as if the debt is more recent then it is and therefore make your credit look worse.
How does having a repossession removed from your credit report affect your credit?
Anytime a negative item is removed from your credit report, it will raise your credit score unless new collections are added to your report.
How many point does credit score increase with each negative item removed?
There is no formula for a credit score. Once you do have the negative items removed the scores will start to improve, but no one can tell you by how much.
How many points will your credit score increase with each negative item removed?
100
How can something be removed from your credit report?
It depends on what you mean. If you have erroneous information on your credit report, contact the credit reporting agency and tell them you want to file a dispute. If you're referring to a negative credit account or report that is in fact accurate, you usually cannot have that removed. Entries on your credit report are removed automatically after 7-10 years depending on what it is.
Can a foreclosure be removed from your credit report?
Foreclosures can be removed from your credit report like any other negative item. You must dispute it to the credit bureaus. The credit bureaus will have 30 days to verify the foreclosure or it must be removed from your credit report. With the higher amount of foreclosures lately you have a better chance of it being removed. UPDATE: Actually, you can force Equifax, Experian and TransUnion to remove a Foreclosure from your credit report and you can do it legally using a federal law that is in place. Credit Bureaus MUST have "verifiable proof" of the "foreclosure account" in their files if they are going to report the negative item on your report. The dirty little secret the credit bureaus don't want you to know is that they do not have any "verifiable proof" in their files for any of the negative items on your credit report. The bank that held your mortgage may have this information on file but the credit bureaus don't. If you request the credit bureau to provide you with the "verifiable proof" that they have in their files they will remove the negative from your file.
How many points does your credit score go up when you delete 3 negative accounts?
The number of points a credit score goes up after three negative accounts have been removed varies. It depends on the type of account removed and the person's score prior to the removal of the items.
How can you get neg items removed from your credit report?
Repairing your credit takes time but you can do it. I don't recommend paying back creditors if you have negative items on your credit(charger-off, collection, repo, or bankruptcy). If you don't know a lot about credit but want to get start it. Here is where you start. just remove the spaces. They help me from 586 to 730 and it afforable. yazing. com / deals/ credit repair/ ddomonic
How do you repair your credit?
Repairing your credit involves sending dispute letters to the credit bureaus asking for verification on your negative listings. The credit bureaus have 30 days to contact the original creditor and get verification. If they don't, the listing will be removed. They will send you an updated credit report showing what has been removed and what has been verified and then you did it all over again.
Can you remove inquiries from credit report?
No, inquiries from your credit report cannot be removed. They typically stay on your credit report for up to two years but only impact your credit score for the first 12 months. Multiple inquiries within a short period may have a temporary negative effect on your score.
