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Q: You have old Peoples Life Insurance Policies and need to find out about them you have the policy numbers?
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What policies are offered by General American Life Insurance?

There are many policies offered by General American Life Insurance. These include the Variable Life Insurance policy, the Condo Insurance policy and the Boat Insurance policy.


What car insurance company uses a policy number starting with APV?

Policy numbers are not standardized in any way. This means that it is up to each insurance company what they choose to use for policy numbers. Many companies use PA at the beginning of auto policies for Personal Auto and HO on homeowners policies. Some use numbers only. You cannot tell what company issued a policy by the prefix or suffix of a policy number.


What insuranc company has policies that start with CAWA?

It is almost impossible to determine what insurance company you are dealing with by the prefix or any part of the policy number. Often times policy numbers are only made for convenience sake only. For instance, personal auto policies sometimes begin with the letters PA for personal auto and homeowners policies start with HO. This is most often when you are dealing with smaller regional insurance companies. Large national companies may be made up with nothing but numbers. The policy numbers are generally random only. There are no regulations or laws that make insurance companies use certain numbers to make up policy numbers.


How do you collect on old insurance policy?

There are many different kinds of insurance policies. Read the policy and find out what the terms of the policy are.


Why is is important to have different types of insurance?

Since human needs vary, there is necessity for different types of insurance policies. While life insurance policies cater only policies related to individual life, general insurance has vast categories ranging from medical insurance, shopkeepers policy, householders policy, fire and burglary policy, marine policy, money transit policy and so on. Each policy cater to specific needs of the person or concern as the case may be.


Can you borrow from your insurance policy?

Borrow - No. You cannot borrow directly from your insurance policy. But, you can borrow with your insurance policy as "collateral". Only certain types of insurance policies where there will be a guaranteed payout at maturity will be eligible for loans. Simple pure term policies that pay nothing if you outlive the policy period will not be eligible for these type of loans.


What are insurance policy surrender charges?

The insurance policy surrender charges vary from policy to policy. While surrender charges against ulip policies are much on the higher side, whereas the same is low in endowment policies. You can visit the Insurance Company's webiste for a glimpse of the various charges.


What are the difference between the marine Insurance policy and insurance certificate?

A Marine Insurance Policy is the actual contract of insurance between the insurer and the insured. Most of these policies are what is being referred to a Open Marine policies which means that the policy covers many shipments under one policy. An insurance certificate is issued for a particular shipment that the insured declares under the Open policy. The insured does not issue a policy for each individual shipment.


Can one person have two insurance policies?

Yes, you can have more than one insurance policy.


How do you go about cashing in on a life insurance policies?

You just contact the insurance company that issued the policy.


Can you suggest options for medical insurance?

Now a days there are many Insurance provider companies offering range of medical Insurance policies, like; individual health Insurance policy, family health Insurance policy, group health plans and others. HDFC ERGO is one of the leading health Insurance policy provider, you can check HDFC ERGO's health policies.


How do you find out if old Southland Life Ins Policies are still good?

You can contact the current insurance company that acquired Southland Life Insurance Company or check with your state's insurance department for information on the policy's validity. Provide policy details, such as the policy number and insured individual's information, to help with the search.