If you did not have an active policy when you hit the person then you are not covered. The pedestrian can sue you for personal injury and it will come out of your pocket.
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
You both are.
yes
Your insurance company first, then, the police for a report.
That all depends on the details and the rules in your state.
Yes. The guy who hit your car pays or his insurance covers it.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
Call them and their insurance company.
Who actually gets sued is up to the person that got hit, but ideally the person who hit your car first and not you.