The insurance company may well ask for receipts afterwards, or they might require independent inspection of the completed works before they renew a policy. Ask them... without giving your own name.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
Yes.
I assume that you mean his bicycle and not a motorcycle or motor scooter. If you mean bicycle the answer is no, your auto policy will not cover the damage to the other persons vehicle. Your homeowners insurance may have coverage that would take care of this type of damage. I would recommend that find out what it will take to repair the damage and attempt to pay for it yourself without having to make a claim on your homeowners insurance. You want to try to not make small claims on your insurance if at all possible.
Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.
Although DIY fans might want to repair termite damage on their own, wise homeowners know professionals are a better choice. Repairs can vary from a hundred dollars to thousands, depending on the extent of damage.
Yes, if you know enough about TVs you can repair it yourself. There are replacement parts available, but be careful when you repair it. You can cause more damage.
I cannot think of any cause for a sewer line damage being caused by something that would be covered by a homeowners policy. It is probably maintenance and not an issue for your home insurance.
It depends on why it went out. Your Homeowners policy covers damage resulting from certain perils such as fire wind hail, lightning etc If it's just old ac unit and in need of replacement or repair then NO. Your homeowners insurance does not provide coverage for homeowners normal maintenance and updates.
It depends on the size of the tile and the location in need of repair. Tile repair can cost $100 and up. Depending on the extent of the damage, you might be able to repair it yourself.
yes this would be damage caused by ice..not by general deterioration
It depends on if it was damaged by a peril covered by the policy. Even then you need to ask yourself if the damage is so severe that it would exceed your deductible. If a repair job to a tiled area cost $500 and your deductible is $1,400 it would not be worth filing a claim.