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You own a car but you are not driving it and you have declared it off the road should it still be insured?
Wiki User
∙ 16y ago
Yes, if it has value either as a vehicle 10 years of age or less or as a collectible vehicle. You should carry only COMPREHENSIVE (some direct-writing companies may call this "other than collision") insurance which will cover fire, wind, glass breakage and theft. HOwever, should you drive the car during the time you have declared it "in storage" and have an accident there will be no coverage for liability or collision.
Wiki User
∙ 16y ago
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Do you have to have a vehicle in your name to get car insurance?
you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured
If you have lost your license can you still insure a car?
This depends where you live. In some countries the car is insured itself and anyone can drive it, but in other countries a car owner is insured. In the countries where the owner is insured, you will not get insurance without a valid driving license as you are not allowed to drive the car anyways!
Is car insurance still valid when the insured dies?
Is car insurance still valid on a persons car if the insured person has died
Is an unlicensed driver still insured on my car?
NO!
If you have a NY driver's license but don't have a car of your own If you have been driving your friend's car But her car insurance doesn't have your name on it Can you still drive her car?
Absolutely. The CAR is insured, not the driver.
If a young teenager was driving a friends car and did not have a driver license she had a wreck what will the insurance companies do even if the car was insured she still had no business driving?
Generally if the owner gave the driver permission there will be coverage awarded, subject to any policy exclusions of course.
Are dependents not added to policy still covered?
That depends on what your talking about. If your dependents are driving your vehicle then they are required to be scheduled as a driver on your policy before they are considered an insured driver. Failure to schedule known drivers on your insurance policy is well known form of Insurance fraud and can void any coverage from your policy should they be involved in an accident while driving. Your insurance company can deny liability and refuse payment. Of course if your dependent is your minor child then you as the parent are still liable but you will have to pay out of pocket should this occur. If you mean are they covered for injury while a passenger in your vehicle when you are driving then yes.
9 pounts on a provisional can you still take a test?
Should you really be driving?
How does an online driving school work and how can I find one?
There are online driving schools that can help you with your driving, but you will still need to have instruction with the actual driving part, and of course, experience in it. onlinedrivingschool.org should help you.
Can you drive uninsured with a insured licensed driver in the passenger seat?
No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.
Does the the vehicle have to be in your name?
no, in most states you are supposed to be insured on any vehicle at the residence you live at. parents, roomates even. if you drive your grandmothers or significant other's car all the time or even as the primary driver but don't live with that person, you should still be insured.
What can you do when your insurance company will not pay you out for a burglary?
If you feel that you were properly insured (not under insured) and that you met all the terms and conditions of the policy, then you should write to the company asking them why they will not honour the contract. Once you have their reply and if you believe they are still wrong, then you can usually go to arbitration (they should tell you how to do this in their reply to you), or you can consult an attorney/lawyer for advice.
