No. You should be an honorable person and pay your debts. I like the first response. And realistically, you may well escape many debts at the conclusion of a C 13...as they frequently don't pay off everything anyway. But, a question like this is exceptionally situational...and the first thing is, C-13 which requires at least some minimal payments to your creditors, is really a requirement under the BK laws. You may not qualify for a c-7 anyway.
Chapter 7 Bankruptcy will be removed from a credit report 10 years after the date the Bankruptcy was FILED.
Yes.
If you still owe federal income taxes, they will. But if they don't take it, the chapter 13 trustee gets the tax refund. You should have listed any income taxes that were dischargeable (due more that 3 years prior to the filing date).
If you still have feelings for her the go for it! You should be clear and tell her what you want, most girls like confidence.
A chapter 7 should be about 3-4 months. A chapter 13 can be between 3-5 years. A BK stays on your credit report for 10 years.
It will remain for the required 10 years
It will for at least 10 years....from discharge date.
If the Chapter 13 Plan is still being paid and is still needed, it can continue. Someone will have to be responsible to continue the plan, whether there is an estate fiduciary (executor or administrator) or not. Check with the Chapter 13 Trustee.
No, in fact it will leave a Bankruptcy record on your credit report for 10 years.
If the bankruptcy was removed from your credit report, you may not be able to challenge it as a dispute in the same manner after 6 years. The information should no longer be present on your report if it was successfully removed, so there would be nothing to dispute. It's important to regularly check your credit report to verify that the bankruptcy has been properly removed.
No....10 years from discharge
8 years for chapter 7. 6 years for chapter 13 with a few exceptions.