usually this is because the original lender sold the account to a new lender which takes on the loan/debt, but the paper trail is still left on a persons credit report. If a company goes out of business they also liquidate their assets/accounts to another creditor. It also can be because the person did not pay on the account and it was sold to another creditor or a collection company.
The most rare case would be that there is a mistake on a persons credit file and should contact the credit report company.
Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
A free credit report is a list of your debt history. It shows all of your personal information, creditors, account balances, and paid-off balances. A credit score is basically just a rating given to you by credit card companies to show your standing with them.
There is not a specific answer to this question. The best way to explain this is that not all creditors report with all three bureaus. Ask that specific creditor who they report with.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.
Yes, U.S. creditors cannot see what your credit report looks like in the U.K.
If your credit report is missing information, you should contact the credit bureaus to request that the missing information be added. Provide documentation to support the missing information, such as proof of payment or account statements. It's important for your credit report to be accurate and complete to ensure your credit history is fairly represented.
First thing you do is call the card 1-800 number listed for that card and report a lost card. They will cancel the card and issue you a new one. Next, you contact the police and get a report and finally you order a credit report to make sure that there isn't more to this.
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
A free credit report is a list of your debt history. It shows all of your personal information, creditors, account balances, and paid-off balances. A credit score is basically just a rating given to you by credit card companies to show your standing with them.
There is not a specific answer to this question. The best way to explain this is that not all creditors report with all three bureaus. Ask that specific creditor who they report with.
That the creditor has not or does not send information to the CRA's. Gas card companies, local retailers, credit unions and similar businesses do not report to CRA's.
I just got my credit report from Equifax and it had all the creditors addresses (open and closed) included when I viewed the details of my accounts.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).
If you lose your credit card or it is stolen you should report it to the bank that issued it immediately. There is usually a dedicated number for such occurrence's.