hard to answer only she would really be able to answer that. Depending on which country she moved to if she don't come back why file?
ANSWER If she informed the people she is/was dealing with and still complies with the rules of her bankruptcy there shouldn't be any problems.
bankruptcy - chapter 11
Yes
It is possible for the married couple to file a chapter 13 or in some instances a chapter 11.
You can't "exempt" anything.
Not if the bankruptcy is pending. Once it has been discharged (preferably closed) then it is possible to apply for credit. Whether or not the applicant is extended credit of any sort is the decision of the lending institution.
It is *possible* that the Bankruptcy Trustee may accept a motion, made by your attorney. But, there are many considerations including is it a Federal tax debt or state? What is the amount, was there fraud involved and so on;
Many people are unable to maintain the rigid repayment plans (and strict budget) that go along with Chapter 13 bankruptcy. One option is to switch to Chapter 7 bankruptcy. This can be done (one time) without court approval, although if you ever wish to switch back to Chapter 13 then the court will be involved. Before switching I would recommend looking at the different characteristics of each type of bankruptcy.
Yes.
Yes, it is possible but there are circumstances. Time is a big factor, that is how much time has passed since the chapter 7 was discharge? I know of lenders who will provide loans just one day out of bankruptcy. But a fairly decent credit score has to be there and if its a refinance there has to be some equity in the property.
Generally, it means a bankruptcy prepared by an attorney who also represents you in the 341 meeting required by the bankruptcy law. In a Chapter 7, it usually does not include representation in motions for relief from stay, objections to discharge and other possible responses to the bankruptcy. Chapter 13s usually require more services, and cost a lot more.
The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.
Yes you can protect it under chapter 7 bankruptcy