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Answered 2007-10-18 17:11:57

As long as you have the title that he signed off of it and you signed on and you have insurance on the vehicle it will be covered.

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Once a car is totaled it is gone. Usually the insurance company takes the car for them to sell and get some extra money and if it is claimed as a totaled vehicle I would not recommend driving it on the street where you can hurt yourself or someone else.


An insurance company declares a vehicle totaled when the cost to fix the vehicle exceeds 70% or more of its market value.


I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.


I was most relieved to find out that my insurance company agreed with my statement that it had been totaled. I came out ahead when my expenses were totaled up.


The insurance company will pay the finance company not you.


The insurance company. They have in theory bought the car or what was left of it.


When a vehicle covered by insurance gets wrecked, the insurance company looks at how much it will cost to repair. If repairing the bike costs more than it is worth, then the insurance company declares it totaled and pays for a replacement.


It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


The insurance company will make you an offer.


Legally, if the company pays you for the totaled vehicle, it belongs to them. You can offer (if they don't) to by the scraps back. This would be deducted from your settlement and you would be paid the difference.


The insurance company will pay you the worth of your car minus your deductible.


No, simply because there is nothing to be insured any more, your car is gone.


What. Why would you think this is required? An insurance company will not find you a new vehicle is your is totaled, they will pay you the actual cash value of the vehicle you had.


Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out.


can be done by insurance company at time it is totaled out by them


If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement check. You can still get liability insurance (if there are no safety issues related to the damage), but not collision or comprehensive unless you have the repairs made.


There's a good chance the insurance company will deny the claim of the person with the uninsured vehicle, as that vehicle isn't supposed to be on the roadway to begin with.



If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


In some cases you can buy your car back from the insurance company or from the scrapyard if the vehicle is totaled. You will need to check your insurance policy to see what type of stance they take on this purchase.


Yes, if your insurance company will not pay it all.


most time if the car was in an accident and is totaled you will have to by it back from your insurance company


If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.


This depends on what the settlement covers I have required the insurance company to allow me to retain ownership, this reduces the settlement. Or the if you do not specify that this is what you want the insurance company gets the car.


The insurance company tells you. The way they figure this out is by comparing the cost of repairs to the value of the car. If the cost is the same, or greater, the car is totaled.



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