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Your home burned down you have homeowners insurance your daughter is living with you and she has her own insurance should she clam on hers or mine?
Wiki User
∙ 15y ago
answer is both - the two insurers may share proportionatly based on the policies.
Wiki User
∙ 15y ago
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Are living expenses covered by homeowners insurance during an evacuation?
yes
Does homeowners insurance cover bodily injury to someone living in the home?
No
Will Homeowners insurance reimburse for mortgage during renovation?
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
Will homeowners insurance cover money stolen at assisted living?
You might want to check with your insurance agent, but cash, stocks, bonds and bullion are typically not covered under your homeowners insurance policy unless specifically scheduled.
Why don't homeowners like obtaining empty house insurance?
Homeowners do not like obtaining empty house insurance because they have to pay extra money even though they are not living there. This insurance is useful in protection against vandals and accidents.
How much will homeowners insurance pay for living expenses?
You have to review your policy limits. Every policy is different.
Does homeowners cover injury to grandchild living in home?
No. Your homeowners only covers injuries to someone who does not live in the house. This is because this is paid underneath your liability insurance and you cannot be liable against your self.
Does homeowners Insurance pay for hotel or motel stay if a mandatory evacuation is in effect?
No. Your homeowners insurance, If you have additional living expense coverage, will pay for the cost of hotels, motels or other living arrangements up to the specified limits when your home has been demaged by a covered peril and is no longer livable while repairs are being made.
Does homeowners cover bodily injury to any person living in the home?
No. Your homeowners only covers injuries to someone who does not live in the house. This is because this is paid underneath your liability insurance and you cannot be liable against your self.
Why is homeowners insurance higher on a vacant house?
much greater chance of arson/vandalism. AND because people are more protective of the house they are actually living in.
What type of homeowners insurance do you need if living in home part time?
You can buy a policy for your second home or you can buy coverage for seasonal occupied homes.Just contact your insurance agent and they can guide you to the right coverage.
Do I need to change the homeowners insurance when a home is willed in North Carolina?
Sure. When the ownership changes the homeowners insurance must also change. If the owner is not living in the home full time you must change to a different kind of policy. Once a owner is not living in the home for 90 days, coverage ceases no matter whether or not premiums are paid.
