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Your husband is getting a garnishment on a credit card you just found out that your bank account has been frozen not from his garnishment but from a credit card that I have owed on. Is this legal?
Wiki User
∙ 15y ago
I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?
Wiki User
∙ 15y ago
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Can a credit card company freeze your bank account after a garnishment is ordered even if your credit card was not with that bank?
Yes, that is the way a garnishment works. When the credit card company sues you for non-payment of debt, they win a judgment. The judgment can be a garnish on your paycheck or your bank account. It makes no difference who you have a bank account with if they were awarded the garnishment by court.
Is a credit card company allowed to garnish the wife's bank account for her husbands debt?
There are several potential scenarios here:The credit card lender must have a judgment to send an order of garnishment, first and foremost. And, both parties must be listed in the order of judgment.It is possible, if the agreement was signed at the time the credit line was initiated, for some credit card lenders, such as Chase for instance, to take money from an account at the same bank. If the husband and wife have a joint account, the money will be taken regardless of who deposited it.If the bank account is a joint account and an order of garnishment is served, it will not matter who is on the account so long as the party upon whom the judgment is served is on the account.It is possible that if the lender has proof that the husband is sheltering his funds in the wife's account, that a judge may permit an order of garnishment to be served on the wife's account, but only for the funds he deposits there.
If you have bad credit and outstanding credit card debt from 6 yrs ago you are getting married can the credit card people go after your new husband for the out standing balance?
NEW ANSWERThey can not touch your new husband for your bad debt, unless this was a joint account or he was some how connected with the account, such as he was a co-signer, etc.Good luck to youAnswerNo.Y-THINK-Y
Will a wage garnishment show up on your credit report?
The garnishment wount. But what led upto the garnishment may.
Can Earned Income Credit money from income tax returns be taken to pay child support arrearages Or is the EIC money considered safe from garnishment?
NO earned income credit is not safe from garnishment. It is the same as taking money out of your paycheck, if you owe, they remove funds from your account.
How do you garnish someone's wages after getting a judgment on their credit?
A garnishment is not a credit issue it is a public record to get the judment on ones credit it needs to be Docketed for a fee that can be done at the court house you filed in. You need to File a garnishment order to garnish the wages. That is usally very expensive. Be prepared to fork it out.
What is the law on garnishment in Connecticut?
What is Connecticuts law of garnishment on businuss lines of credit?
How can you have your former husband's name removed from a line of credit that is linked to your personal checking account so he is not responsible for liablilty or credit reference?
A joint account holder cannot be removed from the account, the account will have to be closed.
If your husband is the primary card holder does that give you credit history in a joint account?
Yes, as long as your listed as a "Co-signer" on the account. Credit is not build if you are just an "Authorized User" if this was a credit card account. Lastly, this all assumes that whatever this joint-account is that it reports to credit.
Is it legal for Husband take your credit card from purse?
If it is a joint account. probably not.
Can a federal credit union garnish disability?
Banks do not place liens or garnish your paychecks (your employer would have to do that). However, if a garnishment is received by your credit union, they have to freeze any liquid funds in your account at the time the garnishment is received and send the funds to the court (by law). This is regardless of the source of the funds.
Does Delaware allow wage garnishment from credit card companies?
Yes. This is a contract account. As such, once the creditor has obtained a judgment, they have a variety of means of collecting the debt.
