Your insurance does not take effect for two months When you go to the emergency room come time for delivery does your insurance have to pay the emergency cost Or is that a pre existing condition?
Why would you go the emergency room for the delivery of a baby?
Having a pre-existing condition can be tricky, when looking for health insurance. If you are unable to work, I would first contact the Social Security office and see if you qualify for Medicaid insurance or Medicare insurance. Each company is going to be different, so you will need to ask each company to see if the pre-existing condition will be a problem.
If you are covered under your spouses insurance and get a job that provides insurance with no lapse in coverage is any medical condition you have considered pre-existing?
If you break your nose before you get health insurance where can you get insurance to help cover the costs?
Any medical condition that happens prior to you applying for the medical insurance is going to be considered a pre-existing condition. If you're applying for individual insurance, most likely the condition will not be covered but possibly medication for the condition would be covered. If you're applying for group insurance, you can check with the benefits administrator at your job to see how pre-existing conditions are covered in the policy, reason being because individual and…
If you have medical insurance now but have pre existing condition can you still obtain medical insurance?
You can still have the insurance but it may not cover the condition due to a waiting period. Most insurances have a 1 year waiting period for pre-existing condtions but after that year you can be treated. Some insurance policies do not have a waiting period. So it all depends on the insurance and the policy you have. You need to contact the insurance company with your group and policy numbers to find out more…
Yes, Autism could be considered to be a pre-existing condition. The term pre-existing condition usually refers to a condition you've previously been diagnosed with or obtained treatment for before applying for health insurance. Autism is a life-long condition so many people will be diagnosed and receive treatment for their autism symptoms during their childhood.
If one was applying for health insurance and had to list existing conditions and ADHD had been diagnosed prior to the application it would be pre-existing. If it was diagnosed after the application and after the insurance is in place it would not be considered pre-existing, even if it did exist, so long as it had not been diagnosed by a doctor. Subject to change by someone that really knows!
From my personal expierience, yes it is. I found out I had genital herpes in April and I had health insurance, but lost my job a week later and the insurance was dropped. Now that its August, I tried to get health insurance with FL BCBS and after I paid them (conveniently), they sent me a letter saying they can't cover me due to a pre existing condition. The only "condition" I have is genital…